REPLACING REAL DIAMOND WITH A CZ

Spinach30 · ‎03-15-2017

I've been insuring my engagement ring as I'm afraid I'll lose my center stone. I've been thinking of taking the diamond out and replacing it with a CZ and keeping the real diamond in a safe. Have any of you replaced your stone with a CZ? I'd be saving $45.00 a month!

chrystaltree · ‎05-10-2010

I have not done that but I think it's a smart move. Many women have done it either with high grade CZ or Moissanite. Most of those wealthy women and celebrities who flaunt their million dollar wedding rings are wearing diamond simulants on a daily basis. They get duplicates made of those rings, they wear the CZ and keep the diamonds in safe deposit boxes. That's what made the KK Paris robbery so ridiculous. Rich women don't put themselves at risk like that.

wagirl · ‎03-09-2010

I think that is a good idea only why don't you just buy a CZ ring that looks similiar to your real diamond and wear that instead? Put your real one away and then you won't have to pay to have it reset and if there are any other smaller accent stones, they will be safe too.So many lovely cz rings out there in silver and in gold. Any diamond of any size is valueable and when it's gone, it is heart breaking.

hoosieroriginal · ‎03-04-2012

I think it would be sad to shove such a precious gift into a lock box - you should wear it and enjoy it and not worry about what might happen. It was given to you in love - enjoy it!

SahmIam · ‎04-16-2010

I did. Well, I sold it years ago because we needed the money. Replaced it with a CZ from HSN and honestly....it looks the same, lol. I have a few diamond pieces I inherited so going forward, I only buy CZ's. Why spend the money if you don't have to? Plus, I don't worry about losing the real thing that, to me, is worth far more than any dollar amount because they belonged to someone I dearly loved (and she loved me just as much).

CZ's for me!

henderson · ‎03-18-2010

I have a policy with Jewelers Mutual for some pieces (you can google them online). $45 a month seems very expensive for your policy if it's just for one ring. I think we pay $182 a year and I have about 10 pieces of jewelry we insure -- 2 wedding bands, engagement rings, pearl earrings, several bracelets and necklaces. I haven't ever replaced a stone with a CZ. Your ring is also insured for the gold content. It seems a shame to lock away the diamond in a safe and not enjoy it. Why would you think you'd lose the center stone? It should be set properly and a jeweler can check that for you. Are you worried about theft?

Isobel Archer · ‎04-04-2015

My diamond engagement ring is not large - 3/4 carat, but there is no CZ I have bought - and I have some expensive ones - that come close to the sparkle (and this after over 30 years of daily wear). There really is nothing like a real diamond.

Gardengal55 · ‎01-05-2011

That's certainly one way to protect your diamond but you won't have the pleasure of wearing it. Aside from keeping it safe it's just sitting there. Why don't you have it reset into a pendant or other ring setting? Plus there are some beautiful gold Diamonique rings here at QVC you may like. I lost my diamond in the kitchen 2 years ago (luckily found it) but it was my fault because I only once took it to a jeweler to have the prongs checked. Been married 34 years! The setting is high and unfortunately it catches on things. Learned my lesson and I have been considering resetting it into a setting not so high.

Spinach30 · ‎03-15-2017

@hoosieroriginal wrote:
I think it would be sad to shove such a precious gift into a lock box - you should wear it and enjoy it and not worry about what might happen. It was given to you in love - enjoy it!

That's a very sweet sentiment!

Spinach30 · ‎03-15-2017

@henderson wrote:
I have a policy with Jewelers Mutual for some pieces (you can google them online). $45 a month seems very expensive for your policy if it's just for one ring. I think we pay $182 a year and I have about 10 pieces of jewelry we insure -- 2 wedding bands, engagement rings, pearl earrings, several bracelets and necklaces. I haven't ever replaced a stone with a CZ. Your ring is also insured for the gold content. It seems a shame to lock away the diamond in a safe and not enjoy it. Why would you think you'd lose the center stone? It should be set properly and a jeweler can check that for you. Are you worried about theft?

Yes, theft is a worry too!