Suggestion Box

[millieshops]

@Tinkrbl44It's so strange I would fear I'd been hacked and someone other than QVC was trying to get my money.

[Karnerblue]

There is usually more to the story than what's being told.

[millieshops]

@Tinkrbl44There isn't a credit card in the world that doesn't eventually charge its users interest, so it's not whether a buyer uses a cc or which card she chooses to use, it's how the card gets used.

And I still think something bad is going on with OP's calls - I can't imagine we'd get only one complaint here if what happened to her was company policy whehter from QVC or whatever company owns the card.  It's unlikely QVC does!

Debit cards I do not trust nor understand -  I'd just use cash.

[febe1]

There's something crazy going on with OP's CC company, not the Q. The Q gets their money, and the rest is in the CC companie's hands. I would dump their CC and use another credit card.

One of my credit card companies I've used for 20 years and have had exemplary service from. I've never paid a penny interest while enjoying hundreds of dollars in cash returns. I've also received remarkable service on one dispute, and on a couple of infomercials that tried to roll me over. I pay them off monthly. They value me enough to give me a limit equal enough to buy a car and expiration dates of three years. They also are nice enough to allow me to select my own date I wish to pay, which is the 1st of the month rather than midway.

I, too, do not see any advantage at all to a debit card and wouldn't have one. When handled correctly your credit cards can be jewels....

[Q4u]

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@millieshops wrote:

@Tinkrbl44There isn't a credit card in the world that doesn't eventually charge its users interest, so it's not whether a buyer uses a cc or which card she chooses to use, it's how the card gets used.

And I still think something bad is going on with OP's calls - I can't imagine we'd get only one complaint here if what happened to her was company policy whehter from QVC or whatever company owns the card.  It's unlikely QVC does!

Debit cards I do not trust nor understand -  I'd just use cash.

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Be careful of debit cards, I've been told they are very easy to hack.  

I had a QVC credit card for years before we moved five years ago.  I paid it off and canceled it and will not go on that merry-go-round again.   

[MalteseMomma]

I really don't know why I said that.I never had a problem with them .I pay by phone and always in advance.  I just don't like the way they sound..lol..... and how they say if you need help  they charge you.....lol.

I think ,but not sure ,this is the third (or more) time The Q has changed banks.I have my card from the day they came out with them.

This year I am not going to shop here so much any more.I have everything I'll ever need and more.I am old  and don't need much.... .lol

I used to shop a lot when my hubby and son died.I guess to fill a void.The hosts were like family in those old days and tv shopping was new.Now there is Amazon and other places where the shipping is fast ,free and prices are lower.

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@Nightowlz wrote:

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@MalteseMomma wrote:

One really has  to wonder why QVC is constantly moving around from bank to bank..In the yrs I have had a Q card ,they have switched many, many  times.This new babk Syncrony (sp?) seems to be the nastiest of them all.

Many yrs ago I had BIG trouble. I paid a $4,000 bill  (always in full and always ahead of time) and got credited only for $4.00 ( clerks mistake)

I had to get my bank involved to fight it for me.It took me a long time to get over that one! I am rethinking by buying habits here for the new year.

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I don't know how long I have had a Q card but it used to be GE unitl GE sold to Synchrony. I don't think it has to do with Q making changes it's the Banks making changes. 

Why is Synchrony the nastiest?

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