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Honored Contributor
Posts: 10,344
Registered: ‎03-09-2010

@dex wrote:

The warranty was up in December but he is still going to try to get them to cover some of it.my husband thinks insurance does not cover sewer problems.


Tree roots?  They do have a way of traveling a long way.

 

I just replaced our homeowner insurance and bought a special endorsement to cover sewer backup.

Honored Contributor
Posts: 25,929
Registered: ‎03-09-2010

Yes, you can buy sewer backup insurance - we lived in a deep valley in Pitts. at the bottom of huge hills on 3 sides . We were advised to buy sewer backup insurance and we did have to use it twice. Fortunately for us the sewer drain was not in the house but out in the driveway so it backed up outside. And both times it was due to a severe cold spell causing ice to form out there during the night. After the second time we replaced the pipe with a larger one and that seemed to solve the problem.

Esteemed Contributor
Posts: 5,188
Registered: ‎03-11-2010

Never call companies like Rescue Rooter or Roto Rooter - they send "unlicensed" guys who call themselves plumbers.

Almost 2 years ago, I had water running into my downstairs bathroom, bedroom, laundry room, hallway. I was told that the roots from plants caused this (my gardener didn't thnk so). My insurance company sent a "professional" inspector who put a camera down the drain pipe in my side yard and saw that the clean-out pipe in my front yard was clogged. I called a local "construction-type" company who removed a couple of feet from the bottom - of several walls. After everything dried out, an inspector came to be sure there was no mold. The carpet in my downstairs bedroom had to be replaced. 

I found a good plumber on Yelp.com who removed the plant roots from the clean-out pipe. I had to pay $2,500 (my deductible) plus $500 for a couple of plumbers. My insurance co. paid $4,000.

I suggest u call ur insurance company first.