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05-01-2019 02:41 PM
-Look for sales
-Buy in bulk
-Shop on senior citizen days for an added discount.My local supermarket offers a 10% discount to seniors on Wednesday’s.
- Make sure you lower the heat/ air conditioning when you leave the house.
-Turn the lights off as your exiting a room.Don’t leave them on in a room you’re not in.
- Review your cable bill.Are there any services you can eliminate? Call your cable company.You can renegotiate a better deal.I do it every year.
- can you reduce the cost of your cellphone? Perhaps a pay as you go plan so you only pay for the services you use.
05-01-2019 02:58 PM
When you walk into a place of business including retail, the first things you should ask......
Do you have any of the following discounts......
The above is the same for phone calls.
Patronize retailers that will tack on manufacturer coupons along w/their own.
05-01-2019 03:03 PM - edited 05-01-2019 03:06 PM
Extreme measures but worth considering:
Own just one car.
Downsize to a small home, condo or apartment before you and DH get any older.
Possibly to a less expensive area of the country, although being near friends and family certainly has merit. For me, stayed in a $$$ state to be near family, but downsized and moved to a less expensive area. Saving a LOT on just that one change, but trying to always stay ahead of all spending when and where possible.
Also, men's and women's haircuts, color, etc. at a vo-tech or beauty school.
Some vo-tech schools also do basic car mainenance
05-01-2019 03:08 PM - edited 05-01-2019 03:11 PM
You start with making a budget. There are major factors such as whether or not you have a mortgage. Do you rent? Do you plan on downsizing? Do you get social security, have a pension, IRA's, savings? Why don't you sit down with a financial advisor who can answer your questions? You need to get your answers from a knowledgeable professional.
05-01-2019 03:18 PM
Are you sure you did your math right on those groceries? You may live in a more expensive area, but that seems way too high. I am retired with a husband and we don’t spend even 400 per month. If there are special occasions requiring special meals, it’s a little more. This week, I am not going to the store unless I need something specific. I will put our meals together with what I have on hand. I shop the sales, Cook mostly from scratch, and don’t waste anything. I think if you examine your budget and how you cook, you will be able to save a lot right there. Good luck. A challenge like this can be fun.
05-01-2019 04:18 PM
I went to tv antenna only. I don't subscribe to anything and don't miss anything.
Review your cell phone plan. I only say this because I'm astounded at how much others pay for their cell phone service. There are plans for $25/month.
I hate to say this but don't shop here where everything is now overpriced. You can get better deals in many other places.
I think establishing needs vs. wants is an excellent idea as someone else mentioned.
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