Debiting checking account for payments - Page 6

ccassaday · ‎10-21-2010

Another thing is when you write a check and they do it electronically yes they do have that info permantly. Either a electronic copy or the EFT info. What do you think they do with the paper check. Most of the time they send it through the register then hand it back. If they don't hand it back who is to say they will dispose of it properly.

chiclets · ‎07-01-2012

If you do not wish to pay by check, with a $5 fee, then you will have the automatic withdrawal from your checking account. To have an automatic withdrawal you have to consent to it and probably give the HOA a blank check with the word void, and they will set it up. Basically instead of paying from your end, the HOA is guaranteed the funds every month from their end.

Organizations do this all the time. It saves them time and money.

Either way, the HOA has to be paid and think about it, everyone else living in your community will have to abide by the same terms, you are not alone.

SeaMaiden · ‎03-10-2010

@IdahoGram wrote:
Pay them in CASH!!! They'll go crazy. Or Pay the whole year with one check and only one $5.00 charge.

This is exactly what I would do....I always pay it all anyway and be done with it.

Plaid Pants2 · ‎03-14-2015

@Ditzydori wrote:
Thanks carebears. Problem solved. no more whining from me. It's upsetting some posters. I'm just wondering why they even bothered to read my post if they thought it was whining.

I,look,at it as just conversation like we were all having a cup of tea at my kitchen table discussing different things.

People that consider it whining should find a something else to do other than read message boards on a shopping site. I would never insult people like some of these people do. But then again, it's easy to hide behind a keyboard.

Be well everyone and thanks for all your reply. Nice ones and not so nice. Have a blessed thanksgiving.

Problem solved. 😃😃😃😃

When one starts a thread, one has to expect posts that they like, and posts that they don't like.

The author can't dictate how they want others to respond to the threads.

The solution?

Deal with it, and accept that as fact.

It isn't going to change just because one doesn't like some of the responses.

viva923 · ‎03-12-2010

have had auto debit on my check account for years for utilities, and church, and other payments I need to make and don't want to forget about making the payment. Never have had a problem

Ditzydori · ‎03-10-2010

Yes maam, plaid pants 2. 🙄🙄🙄. Thanks for your advice. (Not quite sure what your problem is.)

phoenixbrd · ‎03-27-2010

@Ditzydori I can understand your concern. I would never want my bank account tapped for an automatic payment. ( Recently, after much consideration and considerable savings, I allowed my carwash where I go weekly to charge my credit card monthly. I can keep close tabs on it and cancel at any time.) I have a HOA fee and, if purchasing another home, I would not choose to participate in another HOA. I like the idea of paying for a year's worth of fees with the one time payment. Take a deep breathe and enjoy the Thanksgiving holiday!

Mom2Dogs · ‎03-09-2010

@KKWA wrote:
I didn't like it at first eather, but many services now require it. It saves everyone time and money. Most Gov't and banks automatically deposit money in you account, does that bother you?

@KKWA...the difference between government checks and a HOA payment is...the government is GIVING you your money, the HOA is taking money out of your account. I still send checks or have bills paid via my credit card. No one has access to my checking account.

CareBears · ‎08-30-2015

@Ditzydori I hope you are not taking it personally, some people are not happy unless they are trying to make someone else miserable, I posted a recipe not too long ago breakfast caserole, and someone replied stating they they did not like breakfast casserole, then why did she even open the link, some people need a life! I understood your frustration, as I have had money taken directly from our account without our permislon, those who have not do not understand how that feels, but those who have, have every reason to be frustrated, hope you continue on the forums not everybody is negative! good luck, and Happy Thanksgiving!