Community Chat

[cowboy sam]

A few months ago i was making a copy of my banks printout for the month and notice a credit card that i use had a amount payout that i didn't make.!!.so i called cc and was told i hadn't made any charges and didn't use it that month and for me to call my bank asap!

This was late evening but i called bank and was told they would check into it and to go to my local bank and talk to them next day ..the lady on the phone was very rude to me!But she told me my bank would need  me to sign some papers!

Next morning i was at bank as soon as it opened..talked to lady in charge...i showed her my copy of my bank statement and charge they paid out of my account plus stressed to her my cc said i didn't make that charge.

I was told that" someone" had my bank routing numbers and used their Discover card to make a purchase  and I should have caught it sooner!!!

!   sigh  so I signed the paper and  the "next day"

my  money was put back into my checking account!?????

Three days later bank sent me a letter telling me"it "had made a mistake and credited my account  that had be taken out.

No, i didn't want to close my checking account and open a new one,etc...i knew it was banks mistake!

I know i was very lucky to find the mistake and report it and  I now check my online bank statements more often  and not wait to make a end of month printout!

[cowboy sam]

one more thing...i was told i waited to long to report it and bank could not trace where/who used 

I was made to think it was my fault for not checking my online checking account   sooner   to report it!

But next day i was credited back into my account for over$ 2,000.00  and letter recieved 2 days later from them telling me they made a mistake and was sorry.