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Honored Contributor
Posts: 16,289
Registered: ‎07-26-2014

My car ins was due last December.  The annual premium was 1¢ lower than the previous year! faint.gifA notice came w/the bill that due to COVID yada, yada, yada.....

 

Today, I got a thank you notice for payment & MAYBE I will get "rebates" again like last year.

 

Anybody else's premium stayed the same or lowered?

 

I am w/AAA

"Never argue with a fool. Onlookers may not be able to tell the difference."


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Honored Contributor
Posts: 15,440
Registered: ‎10-25-2010

Re: 😯 Car Insurance 👍🏾

My insurance agent called today.  She wanted to know if we wanted to lower our deductible on the cars from $500 to $100.  We have four insured cars.  The cost for this change for each car is between $12 and $16 more a year.

 

Heck yes!  We have State Farm.

 

It sounded too good to be true, but I didn't argue with her.

Honored Contributor
Posts: 13,471
Registered: ‎09-01-2010

Re: 😯 Car Insurance 👍🏾

Since we retired, our yearly mileage is substantially lower than State Farm's definition of low, so our yearly premiums are significantly lower.   

Respected Contributor
Posts: 3,453
Registered: ‎03-28-2010

Re: 😯 Car Insurance 👍🏾

Our car insurance goes up every year

Respected Contributor
Posts: 3,193
Registered: ‎03-10-2010

Re: 😯 Car Insurance 👍🏾

I recently used the zebra dot com and couldn't believe how much I was overpaying for car insurance!  They are highly rated and I appreciated the ease of using their website $$$$$

Honored Contributor
Posts: 13,913
Registered: ‎03-10-2010

Re: 😯 Car Insurance 👍🏾

[ Edited ]

@ScrapHappy wrote:

Our car insurance goes up every year

 

 

 

@ScrapHappy 

 

Have you found out why?  Our State Farm Auto has gone down from 2019. We have also gotten a rebate/refund from them twice now. Guessing because I was not driving 40 miles 3 times a week to the ice rink.

 

I was already considered a very low mileage driver and I called my agent and told him I was driving close to 500 miles less each month. Times 12 that adds up to 6,000 miles. Think my refund was $91 broken down to our semi-annual choice of payments, so about $46 each payment.

 

Never hurts to ask when any auto insurance goes up. Being Accident Free and no Citations since 1960, has been a plus for me during my now 65 years of driving.

 

 

hckynut 

 

 

 

 


 

hckynut(john)
Honored Contributor
Posts: 10,316
Registered: ‎03-09-2010

Re: 😯 Car Insurance 👍🏾

We made changes...had four on the policy and down to two.  Plus the new car that I got in Sept. has a lot of newer safety features so I got a discount for that.

Honored Contributor
Posts: 13,913
Registered: ‎03-10-2010

Re: 😯 Car Insurance 👍🏾

@haddon9 

 

Yep, those safety features do make a difference. 

 

 

hckynut

hckynut(john)
Respected Contributor
Posts: 4,880
Registered: ‎03-09-2010

Re: 😯 Car Insurance 👍🏾

I just left Progressive for Liberty Mutual. Had Progressive for ages but they became annoying.

 

Better coverage with LM at a lower rate. 

 

Your ins company will keep hiking your rates as long as you tolerate it.

Esteemed Contributor
Posts: 6,905
Registered: ‎03-09-2010

Re: 😯 Car Insurance 👍🏾

I'm with State Farm and my last premium invoice went down almost 20%.

The more I learn the more I realize how little I know.
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