@PINKdogWOODI use EZPay whenever it's offered and I always pay it off; as long as I'm a disciplined spender and watch my card, I see no reason to remove my money from my bank accoiunt before I have to
I don't use a Q card because I don't need more EZPays than QVC offers even to us who use other cards.
@FranandZoeI would assume Synchrony works the same way all credit cards do, but you do need to teach yourself how to follow the charges to your account. I check my QVC account online at the beginning of every month so I know what will be charged to my card and on what day. And then when the bill shows up (mail or online) I can match the charge account to what QVC listed. I've been fortunate not to find errors and I've had as many as 12 EZPays running at one time.
If you also take advantage of the offers for those special offers to Q cards for 8 or 12 or 18 months, be very careful. I say that because those offers could have different treatment that I don't know about.