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Trusted Contributor
Posts: 1,595
Registered: ‎06-25-2022

Re: Debit Card Fraud Attempts

LEARN to turn your debit card on the OFF mode ( when you are not using it. It works wonders.
Honored Contributor
Posts: 11,028
Registered: ‎06-10-2015

Re: Debit Card Fraud Attempts

@Tinkrbl44 ............I was told at one time,  there is some type of computer/machine that constantly runs numbers and when someone uses their CC or debit card and the same numbers coinside its a good card number and they try and use it.  And I have also heard that these machines can be bought.  Dont know if all of this is true or not but the 3 times my CC was hacked was shortly after I had used it.

LIFE IS TO SHORT TOO FOLD FITTED SHEETS
Valued Contributor
Posts: 560
Registered: ‎07-08-2016

Re: Debit Card Fraud Attempts

I was basically told the same thing. These people sit in a room and run all kinds of numbers and sometimes they might hit a good number.
My husband was used at least 3 times in a 16 months and looking back always was at our local Walmart . But again -who knows.
Walmart .
Honored Contributor
Posts: 32,633
Registered: ‎05-10-2010

Re: Debit Card Fraud Attempts

@katie1859

 

Yes!  I forget to do that but it's great way to keep your card safe.  

Respected Contributor
Posts: 4,805
Registered: ‎03-03-2011

Re: Debit Card Fraud Attempts

I received an alert from my bank card that someone tried to use on the east coast (I live on the west). They were blocked because of a wrong expiration date. The weird thing is that the ONLY place I ever used this card is at the bank. So someone at the bank branch in New York tried to hack me I guess. Now I use cash....no cards. Too many scammers.

Honored Contributor
Posts: 47,269
Registered: ‎08-23-2010

Re: Debit Card Fraud Attempts

 

I have stated this before, but this thread reminded me of when I had to have my debit card replaced TWICE because it was compromised ... both times shortly after using it at Target ............

 

When paying at the counter and using a debit card, ALWAYS USE YOUR OTHER HAND TO COVER ENTRY OF YOUR PIN NUMBER.

 

See those overhead cameras ... the little black balls right over the registers?    Any crooked security person can observe entry of your pin number .... and then they have everything they need to access your funds!  

 

Cover the keypads when making a purchase!  

Esteemed Contributor
Posts: 7,169
Registered: ‎02-06-2022

Re: Debit Card Fraud Attempts



Hi! @silkyk

Did you get money at the banks ATM in New York or go inside the bank??


Respected Contributor
Posts: 4,805
Registered: ‎03-03-2011

Re: Debit Card Fraud Attempts


@RescueLover wrote:


Hi! @silkyk

Did you get money at the banks ATM in New York or go inside the bank??



Nope. Never been to NY or even close to it. West is the best. My local branch of thi bank was the only place I EVER used that card (in the bank for id not the machine).

Respected Contributor
Posts: 4,749
Registered: ‎03-09-2010

Re: Debit Card Fraud Attempts

I got an email from Bank Of America late last Fri. night that said that they detected suspicious activity on my debit card & needed to speak with me. 

 

I can't even recall the last time I used my debit card, as I used it at a BofA ATM to get cash to have on hand, but I mostly use a credit card.  I didn't want to call the number on the email, in case it was a scam of some sort, so i logged into my online banking to check & sure enough, there was a flagged transaction against my checking account (debit card is tied to it). 

 

I called the cust service number & spoke with a young man who told me the charges were for 61¢ for Amazon Prime in Mexico City (?) He told me that whoever had my debit # probably bought it off of the dark web as part of a large package of numbers that folks sell/buy for nefarious purposes.  The small amount of the transaction was a "feeler" they put out to see if it would go through before really getting to work using it. 

 

BofA had put a freeze on the debit card at the 1st sign of the 61¢ & the cust service guy cancelled the card & told me they'd send me a new one with different number & exp date, which I got in the mail today.

Honored Contributor
Posts: 17,201
Registered: ‎03-09-2010

Re: Debit Card Fraud Attempts

We all have to be extra careful right during these holidays.

 

 

When DD was in her senior year of high school she had two part-time jobs and got her first bank card. She did some shopping at Target. Apparently someone got her information.

 

 

It only takes one kind person. I picked up the phone right before Christmas. The lady asked for DD. I explained I was her mother and asked if I could take a message. She asked me if she had ordered a TV and a computer system, shipped to a location about 2 hours away. I told her I hoped not! She laughed and said she didn't think so, and she would cancel the transaction. 

 

The next morning, Saturday, DD and I went to the bank. They did a trace and determined her card was compromised at Target. 

 

Thank goodness for the first lady who questioned the purchase.