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12-02-2024 11:32 PM - edited 12-02-2024 11:35 PM
@LuvSoCal wrote:@Carmie I'm guilty of keeping too much money in my checking account but couldn't someone access a savings account too with debit card information? I hate that we have to worry about things like this.
Your checking and savings have different account numbers. Your bank would have to issue a separate debit card.
12-02-2024 11:36 PM
@elated wrote:
@LuvSoCal wrote:@Carmie I'm guilty of keeping too much money in my checking account but couldn't someone access a savings account too with debit card information? I hate that we have to worry about things like this.
Your checking and savings have different account numbers.
@elated Yes, that's true. I guess I was thinking of accessing funds through the atm (but you would need the actual card for that).
12-02-2024 11:41 PM
@LuvSoCal wrote:
@elated wrote:
@LuvSoCal wrote:@Carmie I'm guilty of keeping too much money in my checking account but couldn't someone access a savings account too with debit card information? I hate that we have to worry about things like this.
Your checking and savings have different account numbers.
@elated Yes, that's true. I guess I was thinking of accessing funds through the atm (but you would need the actual card for that).
Just be vigilant checking your accounts daily and make sure you have set up notications on your accounts. Fraud can be frightening.
12-02-2024 11:53 PM - edited 12-02-2024 11:54 PM
My lawyer told me to not use a debit card. It seems so convenient, which it is -- but too dangerous. Not worth the worry and hassle.
12-03-2024 09:24 AM - edited 12-03-2024 10:44 AM
@Sunshine Kate What does being told this by an attorney have to do with anything? You could be told this by your doctor, your roofer or the clerk in the grocery store.
Attorneys have no more knowledge about cards than the average person other than what they read.
Here is some info about cards that is helpful and explains what we as consumers are liable for should someone use our cards unlawfully.
12-03-2024 10:34 AM
12-03-2024 08:39 PM
From what @Carmie posted, the two paragraphs below are the reasons why I use my credit card more so than my debit card.
12-04-2024 03:11 PM
@RescueLover wrote:
All I know is our banks Manager told us we should NOT use our debit cards anywhere, except at our banks own ATM Machine. No worry of theft happening this way. Peace of mind…Priceless!!
YES Attorneys help their clients with Identity Theft. It’s ongoing these days, especially with seniors, who are the main target.
@RescueLover do you really believe that you are safer using your Debit Card at your Banks ATM machine? No way!! You would be shocked to learn that a lot of thefts are taking placing at your ATM machines.
12-04-2024 04:16 PM
@CarmieI am so sorry this happened to you and know exactly how this feels. Thank you for the important reminder and warning!
12-04-2024 04:20 PM
I set up immediate text alerts for any transaction over $15 to come right to me. Sometimes it's the smaller amounts you have to watch out for because people might overlook them or that's a way to "test" the card to see if it's viable to use for larger purchases by these thieves.
@elated wrote:
@LuvSoCal wrote:
@elated wrote:
@LuvSoCal wrote:@Carmie I'm guilty of keeping too much money in my checking account but couldn't someone access a savings account too with debit card information? I hate that we have to worry about things like this.
Your checking and savings have different account numbers.
@elated Yes, that's true. I guess I was thinking of accessing funds through the atm (but you would need the actual card for that).
Just be vigilant checking your accounts daily and make sure you have set up notications on your accounts. Fraud can be frightening.
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