Suggestion Box

[itiswhatitis]

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@LTT1 wrote:

@itiswhatitis@wildlifewitch

Maybe

I still think that the PayPal company ends up costing a merchant more somehow and some way.

Remember the good ol' days when we got a discount for paying in cash (gas station)

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@LTT1, I guess we'll never know!!!!

[Tinkrbl44]

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@itiswhatitis wrote:

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@Tinkrbl44 wrote:

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@itiswhatitis wrote:

I will not shop here because you do not offer check out with Pay Pal.  Get on the ball.  Many many places use Pay pal.  I see you do allow Pay Pal Credit but what's wrong with letting people purchase with Pay Pal?

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@itiswhatitis

Perhaps because paypal isn't an actual bank or credit card account (with cash or a credit line), but merely a mechanism to access them.  

Example ---  I would guess someone could buy a bunch of stuff on easy pay and make the first payment.   They could then close or change those accounts, not touching the paypal portion and for the next months deductions .... nothing would go through.  They need to protect against fraud any way possible.   Just my speculation here.

Truth is, paypal isn't really holding you back from shopping on QVC.    If there's something here that you really want, you'll buy it.

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And despite all that ~ even HSN knows that Pay Pal is not a bank.  Macy's knows, Nordstrom's knows.  Nordies of course has it's own credit card and debit card but they still take Pay Pal.  None of what you're espousing is a sound reason for why the Q won't accept Pay Pal @Tinkrbl44.  It just doesn't make any sense.

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@itiswhatitis

You really didn't understand the Easy Pay example?  

Not familiar with HSN's methods so I can't speak to that .... except perhaps they'll take a chance with it to increase sales.    However, I'm pretty sure Macys and Nordstroms don't use an easy pay type program.   I'm guessing it would increase the potential for fraud ... JMO.

Honestly, I don't really care if they take Paypal or not.  If I want to buy something, I have other cards I can use.   I see no benefit whatsoever (for me) to them adding Paypal as a payment option.

[Shawnie]

I dont understand the advantage of Pay Pal.  They are an intermediary, right?  You set up an account give them a credit card.  

[LTT1]

@itiswhatitis@Shawnie@Tinkrbl44

OK let me try this b/c I think it is fun (I'm a nerd)

1) PayPal keeps your credit card number so you don't have to go splattering the number all over the Internet, which I like.

I was an eBay seller, so here it is:

ebay -- I sell an item; this is two people involved so far (ebay and me)

buyer --- buys an item from me --- how are they going to pay?

PayPal only allowed (I don't take credit cards and you don't know me so you don't want to give me -- or the companies in China your cc info. LOL)

You pay PayPal.

Paypal is not free.

Paypal handles the transaction. THEY charge your credit card ... and charge me (seller) and EBay a percentage. 

The PayPal fee is deducted  from my account as part of my seller fees.

PayPal credit is a separate entity. It is a credit card just like a Q card or your VISA.

The PayPal fee was perhaps 1% for a sale. (I guess?) 

[Tinkrbl44]

@LTT1

LOL!    

Well, I had to check Paypal's fees, since I couldn't remember ......  and since I currently have 5 active auctions on Ebay for things I'm selling, I should know.

Buying with Paypal is free.

Selling with Paypal is now 2.9%  +  $.30 per transaction.    I wouldn't have known that if my life depended on it!

[itiswhatitis]

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@Tinkrbl44 wrote:

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@itiswhatitis wrote:

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@Tinkrbl44 wrote:

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@itiswhatitis wrote:

I will not shop here because you do not offer check out with Pay Pal.  Get on the ball.  Many many places use Pay pal.  I see you do allow Pay Pal Credit but what's wrong with letting people purchase with Pay Pal?

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@itiswhatitis

Perhaps because paypal isn't an actual bank or credit card account (with cash or a credit line), but merely a mechanism to access them.  

Example ---  I would guess someone could buy a bunch of stuff on easy pay and make the first payment.   They could then close or change those accounts, not touching the paypal portion and for the next months deductions .... nothing would go through.  They need to protect against fraud any way possible.   Just my speculation here.

Truth is, paypal isn't really holding you back from shopping on QVC.    If there's something here that you really want, you'll buy it.

---

And despite all that ~ even HSN knows that Pay Pal is not a bank.  Macy's knows, Nordstrom's knows.  Nordies of course has it's own credit card and debit card but they still take Pay Pal.  None of what you're espousing is a sound reason for why the Q won't accept Pay Pal @Tinkrbl44.  It just doesn't make any sense.

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@itiswhatitis

You really didn't understand the Easy Pay example?  

Not familiar with HSN's methods so I can't speak to that .... except perhaps they'll take a chance with it to increase sales.    However, I'm pretty sure Macys and Nordstroms don't use an easy pay type program.   I'm guessing it would increase the potential for fraud ... JMO.

Honestly, I don't really care if they take Paypal or not.  If I want to buy something, I have other cards I can use.   I see no benefit whatsoever (for me) to them adding Paypal as a payment option.

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No, I did not understand your example @Tinkrbl44.  I don't get what the easy pay has to do with Pay Pal.  Like I said even HSN who offers the same type of payment situation accepts Pay Pal.  So....no your answer doesn't make a difference.  Thanks anyway.  BTW I didn't ask that YOU care. 

[itiswhatitis]

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@Shawnie wrote:

I dont understand the advantage of Pay Pal.  They are an intermediary, right?  You set up an account give them a credit card.  

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@Shawnie!  Yep.  Millions of people like it as well as I do.

[itiswhatitis]

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@LTT1 wrote:

@itiswhatitis@Shawnie@Tinkrbl44

OK let me try this b/c I think it is fun (I'm a nerd)

1) PayPal keeps your credit card number so you don't have to go splattering the number all over the Internet, which I like.

I was an eBay seller, so here it is:

ebay -- I sell an item; this is two people involved so far (ebay and me)

buyer --- buys an item from me --- how are they going to pay?

PayPal only allowed (I don't take credit cards and you don't know me so you don't want to give me -- or the companies in China your cc info. LOL)

You pay PayPal.

Paypal is not free.

Paypal handles the transaction. THEY charge your credit card ... and charge me (seller) and EBay a percentage. 

The PayPal fee is deducted  from my account as part of my seller fees.

PayPal credit is a separate entity. It is a credit card just like a Q card or your VISA.

The PayPal fee was perhaps 1% for a sale. (I guess?) 

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@LTT1 There ya go!  That's it in a nutshell.....LOL.

[Tinkrbl44]

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@Shawnie wrote:

I dont understand the advantage of Pay Pal.  They are an intermediary, right?  You set up an account give them a credit card.  

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@Shawnie

On Ebay, using Paypal keeps the credit card numbers confidential by being that intermediary.   For anything else, there's really no advantage at all.

[sunshine45]

i use a paypal credit account sometimes on qvc.

it is connected to your paypal account.

once that charge appears, i then use my regular paypal account to pay off the charge.

no interest, no fees for me.