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Valued Contributor
Posts: 964
Registered: ‎03-09-2010

Can we please have several EP options, such as 2, 3, or 4 Easy Pays.  I believe in the past this was available.  Now everything is 6 Easy Pays or Full Price.  What does one do when neither is preferable?

 

Also, no advantage any longer for Q Card holders since every thing is on 6 Easy Pays every day.

Respected Contributor
Posts: 2,732
Registered: ‎03-09-2010

I would also like this option.  Depending on the price of the item,2 or 3 easy pays is preferable.

 

I suggested this in the past and other posters scolded me saying I can go into my account and pay off payments earlier. That may be so but my preference is for the way HSN has it.  Select how many payments you prefer.

Honored Contributor
Posts: 10,168
Registered: ‎03-14-2010

Re: Easy Pay Options

[ Edited ]

I just pay the whole thing when I purchase it rather than dragging it out over six months. I would not want to still be paying for something that stopped working or didn’t wash well after the return time is gone. 2-3 easy pays is plenty...and needs to have 60 day return policy as well. 

Honored Contributor
Posts: 12,711
Registered: ‎03-09-2010

EZ pay is Q's trap so the customer doesn't realize the full price IMO.

 

The ez pay option they use makes me (at least) not pay attention to the full price of the item.  I don't use ez pay anymore as I'm over the item before it's paid off plus it's a mess trying to figure out the correct refund amount if returned.

 

Now,I only buy if the price is good.  Too many items are outrageously priced and if I really like a style -- I'll head major dept store and get it or something compatablefor less!!!