Community Chat

[Irshgrl31201]

On 2/19/2014 RedHeadedWench said:

It costs money to collect debts in any manner (I used to do this for a living).

I highly doubt that a multi-billion corporate banking company would send Sharky and Knuckles to your house to collect their money.

Just pay your bills...even if you cannot make the entire minimum payment...pay something.

I did this for 6 months. I loved running a credit report on them and skip tracing them. It was such a good challenge and a feeling of accomplishment, after that it lost its luster. I wasn't very good at being super stern so I didn't collect a lot. My very first call, I had someone pay off a $12,000 MBNA account for his daughter, after that nothing.

[mgm2]

Each state has different laws for consumer protection.

[evelomaddict]

lol! i'm reminded of that classic snl skit with the land shark.

*knock knock*

'who is it?'

'candy gram.'

[Remee]

Well, if people handle their credit properly and behave themselves they won't have to worry about it in the first place. I suppose that is their purpose in letting you know you better shape up !!