Community Chat

[voyager1980]

On 2/19/2014 RedHeadedWench said:

It costs money to collect debts in any manner (I used to do this for a living).

I highly doubt that a multi-billion corporate banking company would send Sharky and Knuckles to your house to collect their money.

Just pay your bills...even if you cannot make the entire minimum payment...pay something.

""Sharky & Knuckles""! Lol

[Snowpuppy]

I just counted the number of pages that came with my new Amex card.

22 pages of disclaimers.

I only have one card. That's enough.

[Preds]

On 2/19/2014 Snowpuppy said:

I just counted the number of pages that came with my new Amex card.

22 pages of disclaimers.

I only have one card. That's enough.

That's why they charge so much .... gotta' pay for all that dang paper.

[Magenta]

I wonder whether they are out of their mind? Can't stand this bank. But here in DC several fine banks were sold, and I opened my account there, as they bought my previous bank.

Yesterday in the afternoon I spent nearly 2 hrs trying to get online banking set up. Problem: your guess is as good as mine. Was told to call back in the evening, and then I was on the phone nearly 3 hours. I needed to know something in particular and finally found out. I had made a phone payment on my checking account which never did take place and the check was returned. They never even bothered to let me know, boy was I mad.

So nothing surprises me about these darn jerks. But they better not sit on my doorstep any time soon!!!

But, thanks a zillion for warning me.

Have a good evening... Magenta

[Cakers1]

As long as they don't send this guy, I wouldn't worry.

[BlingQueen022]

Who cares. I don't have to open my door up to them.

[Preds]

Hey Cakers ... get that helmet off and clean him up a little....ok, maybe downsize his beard... he might be a keeper?

[Cakers1]

On 2/19/2014 Predsfan said:

Hey Cakers ... get that helmet off and clean him up a little....ok, maybe downsize his beard... he might be a keeper?

Only if he fits in my wallet. lol

[ennui1]

On 2/19/2014 serenity4ever said:

NEW YORK (CNNMoney) — Relax Capital One customers. The bank says it won’t be showing up at your front door or office to collect on a delinquent credit card bill, even though rarely-read fine print in the bank’s credit card rules allow it to do just that.

That fine print was getting a lot of attention Tuesday morning, after being highlighted by a columnist in the Los Angeles Times.

The rules aren’t new but the L.A. Times column lit up social media and left the bank scrambling to reassure credit card customers. “Capital One does not visit our cardholders, nor do we send debt collectors to their homes or work,” the bank said in an emailed statement.

The rules sent to cardholders are the same as those sent to anyone who buys sports vehicles, such as jet skis or snow mobiles, through a secured loan from the bank. If those buyers don’t pay off their loans, Capital One said, “as a last resort, we may go to a customer’s home after appropriate notification if it becomes necessary to repossess the sports vehicle.”

Following the firestorm created by the L.A. Times column, the banks said it may change the way its rules are written.

Whew!

[missy1]

I believe they would show up.