Community Chat

[socialgirl]

The reason for the question is to try to determine if she is eligible for any retirement benefits this year. For someone under their full retirement age, if they have earnings for the entire year of $21240 or less they are eligible for the benefits. That includes her earnings prior to attaining age 62 and her earnings until 12/31/23. If she earns over that amount, $1 for every $2 she is over. She can possibly be eligible for some months using the monthly earnings test. It is a little complicated if she is not going to stop working completely.

As others have suggested, she should call the 800 number and schedule a telephone appointment to file her application.

Before she has the interview, she should calcuate her estimated earnings for 2023 both her full time work as well as her part time work.

The rep will assist her in determing if it is advantageous for her to file at age 62,

[gidgetgh]

---

@socialgirl wrote:

The reason for the question is to try to determine if she is eligible for any retirement benefits this year. For someone under their full retirement age, if they have earnings for the entire year of $21240 or less they are eligible for the benefits. That includes her earnings prior to attaining age 62 and her earnings until 12/31/23. If she earns over that amount, $1 for every $2 she is over. She can possibly be eligible for some months using the monthly earnings test. It is a little complicated if she is not going to stop working completely.

As others have suggested, she should call the 800 number and schedule a telephone appointment to file her application.

Before she has the interview, she should calcuate her estimated earnings for 2023 both her full time work as well as her part time work.

The rep will assist her in determing if it is advantageous for her to file at age 62,

---

@socialgirl - thanks very much.  Her income for the year will be under that.  She works part time, from home a few hours, 5 days a week.  I appreciate the detailed response. 

[Spacrazy]

In agreeance with the other posters. Contact them with these questions - they were really helpful with me and eager to assist.

[CalminHeart]

---

@gidgetgh wrote:

I'm already on social security but am trying to help a friend with her sign up.  She will be 62 next month. She still works part time, as an independent contractor. 

She is doing the sign up online tonight. She got all the way through to the end and it asked her "what is your retirement date"?  She doesn't know what to put in there.  She is going to continue to work part time, but there isn't an option for her to choose that.

I have googled till I'm blue in the face and have tried you tube.  Can anyone here help me?

---

I did it all online. Go to socialsecurity.gov and set up a MySocialSecurity account. Look for the info on signing up and fill it out. I thought it was super easy.

[chrystaltree]

---

@gidgetgh wrote:

---

@On It wrote:

I scheduled an appointment and went to the local office.

---

she physically is not able to do that.  I did my signup online and it was easy, but she is stumped by this question.  

She can't go to an SSA office but she still works?  Ok...   If she's housebound, she can call SSA and schedule a telephone interview.  A Rep will help her with her application over the phone.

---

[CelticCrafter]

---

@chrystaltree wrote:

---

@gidgetgh wrote:

---

@On It wrote:

I scheduled an appointment and went to the local office.

---

she physically is not able to do that.  I did my signup online and it was easy, but she is stumped by this question.  

She can't go to an SSA office but she still works?  Ok...   If she's housebound, she can call SSA and schedule a telephone interview.  A Rep will help her with her application over the phone.

---

---

@chrystaltree if you had read the entire thread you would have known she works from home, so yes, probability is she is housebound.

[gidgetgh]

---

@chrystaltree wrote:

---

@gidgetgh wrote:

---

@On It wrote:

I scheduled an appointment and went to the local office.

---

she physically is not able to do that.  I did my signup online and it was easy, but she is stumped by this question.  

She can't go to an SSA office but she still works?  Ok...   If she's housebound, she can call SSA and schedule a telephone interview.  A Rep will help her with her application over the phone.

---

---

@chrystaltree - yes, she still works a few hours from home.  She is housebound, except for doctor's appts.  She did the app online last night and answered the question that threw her and I'm sure they will call her with questions.