Community Chat

[gidgetgh]

I'm already on social security but am trying to help a friend with her sign up.  She will be 62 next month. She still works part time, as an independent contractor. 

She is doing the sign up online tonight. She got all the way through to the end and it asked her "what is your retirement date"?  She doesn't know what to put in there.  She is going to continue to work part time, but there isn't an option for her to choose that.

I have googled till I'm blue in the face and have tried you tube.  Can anyone here help me?

[chrystaltree]

I think she should call SSA customer service with that question or call/visit her local SSA office.

[MorningLover]

What is your retirement date?

ssa. gov

Normal Retirement Age

Year of birth                                          Age

1937 and prior	65
1938	65 and 2 months
1939	65 and 4 months
1940	65 and 6 months
1941	65 and 8 months
1942	65 and 10 months
1943-54	66
1955	66 and 2 months
1956	66 and 4 months
1957	66 and 6 months
1958	66 and 8 months
1959	66 and 10 months
1960 and later	67
Notes: 1. Persons born on January 1 of any year should refer to the normal retirement age for the previous year. 2. For the purpose of determining benefit reductions for early retirement, widows and widowers whose entitlement is based on having attained age 60 should add 2 years to the year of birth shown in the table.

[spumoni99]

I just recently signed up, I got frustrated trying to do it online and I was in IT for 37 years!  I finally set up an appt over the phone, she was very helpful but my date was my 62nd birthday, she even backdated it since  my appt was a few months after that.

I ended up supplementing my husbands SS also because he had his own business and didn't contribute a lot, since I made over twice as much SS as he did they gave him enough to equal half as much as I did, I would have never known that so her help was invaluable.

[spumoni99]

I chose to get SS early, I don't have longevity in ,my genes and I have heard you have to live till 88 or something like that for it to be worth waiting until you are the age for SS that is not early.  I make a lot more retired now that when I worked! I'm sure at some point if I live long enough it will work out to be less with COL.  I do get cola's with myretirment though.

[gidgetgh]

At the end, it asks why she is applying for social security and then gives her 3 choices:

1-I am working and planning to retire on this date.

2- no longer working

3- other

when she clicks on 3 she can type what she wants it looks like. So I would suppose she would put that she still plans to continue working part time. 

[On It]

I scheduled an appointment and went to the local office.

[gidgetgh]

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@On It wrote:

I scheduled an appointment and went to the local office.

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she physically is not able to do that.  I did my signup online and it was easy, but she is stumped by this question.  

[NicksmomESQ]

Both DH & I signed up via telephone appointment. Easy peasy. I suggest your friend do that.

[spumoni99]

Yes the telephone appointment was a breeze, she was very nice. I even forgot about it but thank goodness I had given the house phone number and heard her message, she was even understanding about  that, all I needed was my checking account info.