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05-12-2020 10:35 AM
Pay all and don't use my Q card. Try to avoid interest fees. Near understood why Q thinks easy pay is a sale. Seems like they would pileup in a hurry.
05-12-2020 10:41 AM
Definitely pay in full. The way I see it- if I have to make payments on it then I can’t afford it. No disrespect to those that make payments. I just was never a credit card /payment plan type shopper.
05-12-2020 11:01 AM
I pay in full.
05-12-2020 05:38 PM - edited 05-12-2020 08:45 PM
QVC sends out an email every month concerning your Easy Pays. I prefer to use Easy Pay because if i return something, a lot of my money isn´t tied up. People complain about the amount of money that sahould be refunded and that QVC takes forever.
I returned something a few weeks ago and within a few days, I received a refund of $3 and change. I think QVC likes me lol
05-12-2020 07:29 PM
I've been shopping at the Q for over 25 years and always paid in FULL. Last year, I ordered an item on-line and I didn't realize that the default was on EZPay. What a screw-up, just keeping track over several months how much I owe --- and I also returned a few items - which made figuring out my credit card bill very difficult. If I can't afford to buy something and need to pay it out --- I don't buy it.
That's why I have zero balances on my two credit cards.
05-13-2020 11:29 AM
It depends. Sometimes I choose to pay in installments so I don't have to pay for the entire item in full on the chance it may be a return. I'm only out a small amount up front.
If the item is a keeper, I go into my account on .com and pay the balance in full.
05-13-2020 11:32 AM
@SeaMaiden wrote:I was in the EASYPAY TRAP years ago. Finally wised up, and decided that if I could not pay in full, I did not need it.
So for the past 5 plus years I pay in full for everything... NO EASY PAY
I pay my card off at the end of the month. IN FULL and have a FICO score of 850.
I owe no one anything.
Well thank you for all that info, including your FICO score.
05-13-2020 11:34 AM
Not an issue that is high on my "things to think about" list one way or the other. It all gets paid. I don't have that much in any case, so it isn't an issue with me.
05-13-2020 11:43 AM
I used to go with easy pay, but the way my bank credit card itemizes them it is totally confusing. Full pay all the way except for high priced items.
05-13-2020 10:44 PM
All
@Dinaki wrote:I do prefere to pay all at once the merchandise I choose from QVC. If I choose the Easy pay, sometimes I forget and I say to myself, why was I been charged that on my bank statement.
So what do you choose ladies, easy pay or pay all?
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