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09-11-2014 06:43 PM
Got a ltr. from a Visa card I have saying that within two weeks I'd receive a new card (the new card was in the mail with this letter today). Seems I 'might have been compromised' when using it recently. Hmmmm. Now, the thing is I have to notify any companies I've used it with and also to change the # with companies, etc. What a pain. Think I'm just going to wait til I run into a company that has the old one on record and go from there. Only thing I'd change now is any auto payments made on that card. Am I just paranoid about this, or is it a pain and am I getting ticked off for nothing? What ya think??? Thanks for any thoughts. (I'm still going to carry the old one for a while, but have put a hunk of duck tape on it,,,,the tape is black with skull and crossbones!!!)
09-11-2014 06:48 PM
Once you activate the new card, the old card will be discontinued. No reason to carry it with you.
09-11-2014 07:10 PM
On 9/11/2014 misspammie said:Got a ltr. from a Visa card I have saying that within two weeks I'd receive a new card (the new card was in the mail with this letter today). Seems I 'might have been compromised' when using it recently. Hmmmm. Now, the thing is I have to notify any companies I've used it with and also to change the # with companies, etc. What a pain. Think I'm just going to wait til I run into a company that has the old one on record and go from there. Only thing I'd change now is any auto payments made on that card. Am I just paranoid about this, or is it a pain and am I getting ticked off for nothing? What ya think??? Thanks for any thoughts. (I'm still going to carry the old one for a while, but have put a hunk of duck tape on it,,,,the tape is black with skull and crossbones!!!)
Hi misspammie,
This happened to me a couple years ago. I had the same card since I retired in 1991. Not only did I have the number memorized, but I too had many automatic withdraws from my account, for utilities and other of those types of payments. I had no choice in the matter, they just cancelled my present card and issued me a new one.
Spent a few hours going through my accounts looking for all of those companies and then I had to call all of them to get these things changed. Pretty much had to tell them everything, including the last time I took a whiz, before they believed I was who I am, or something like that.
Not fun for sure and I can feel your pain.
09-11-2014 07:22 PM
I don't have any advice or any ideas to make dealing with this any easier. But I did want to share what just happened to me in the same situation. I had a card that "might have been compromised" back in March, and the bank changed the number. I had totally forgotten that the card number was in my billing information for an automatic renewal of my virus protection on my computer. I received an email a couple of weeks ago that they had renewed it, and I didn't know they were going to do it. I checked and sure enough, the old card number was on my account.
A day or two later, I had problems and had to call them for service and they got everything so fouled up, I wound up with no virus protection on my computer. I've since gotten a different anti-virus program, cancelled that one and they refunded the charge on that account.
I called the bank and asked them why they allowed a charge to go through on an old card number that could have been "compromised"...they said they will allow one automatic charge from a business if it comes through, but they won't allow anymore from that business, or any miscellaneous charges. I told them I didn't understand their reasoning that it was okay to allow a charge of any kind on a compromised card. But that's how they operate.
09-11-2014 08:43 PM
09-11-2014 08:54 PM
Most reputable companies will issue a card w/ an expiration date of 4yrs or less. You would've had to contact all the companies eventually. At least everything will be up to date! (Silver lining)
09-12-2014 11:23 AM
bless you all for the replies. I think I'm getting paranoid on who to trust in this world (meaning mail about a credit card). Hckynut, I'm with ya!!!! Pain in the butt, but going thru with it. (have to check on the last time I whized ). Now tracking old fashioned paperwork, I think there were one or two charges made only yearly. I swear, one has to be a secretary/accountant in order to get by and survive. again thank you to all for responding.
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