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09-29-2022 01:12 PM
@gertrudecloset wrote:
@geezerette wrote:
@gertrudecloset wrote:
@geezerette wrote:My Part D premium is going up by about what the Part B is going down. And the deductible is going up almost $100, along with copays for generic drugs.
I'm not looking forward to seeing what the supplemental will do.
@geezeretteHow do you know what your med plan will cost when open enrollment hasn't occured yet? I thought you usually find out what they're up to during the time we can switch plans. I stay on top of that. Any exhorbitant hikes and I'm out. I shop around.....then try to decide on the best one for me that is the least expensive.
I was speaking only of the drug plan, which stated the 2023 premiums in the Medicare booklet I just received. I also got the premium and coverage information from the drug plan itself.
My options for plan coverage is limited given where I live. For me, the cheapest isn't always the best option.
@geezeretteGot it! Thanks for clarifying for me.
If you have a Part D plan that Medicare.gov booklet can't tell you what the costs will be of your plan. You'd have to wait to see what this when the open the market for shopping. If you got a booklet from your actual Part D plan then that's different. I think I asked not to get those, because what good is it going to do me if I drop them during open enrollment? LOL. I do drop them as needed. I won't just lay down and accept a 50% increase, I'll go elsewhere. But all of this is so painstaking and tedious. I do it anyway though!
I did.
It was the same as what the Medicare booklet stated for the same plan.
09-29-2022 01:16 PM
@geezerette wrote:
@gertrudecloset wrote:
@geezerette wrote:
@gertrudecloset wrote:
@geezerette wrote:My Part D premium is going up by about what the Part B is going down. And the deductible is going up almost $100, along with copays for generic drugs.
I'm not looking forward to seeing what the supplemental will do.
@geezeretteHow do you know what your med plan will cost when open enrollment hasn't occured yet? I thought you usually find out what they're up to during the time we can switch plans. I stay on top of that. Any exhorbitant hikes and I'm out. I shop around.....then try to decide on the best one for me that is the least expensive.
I was speaking only of the drug plan, which stated the 2023 premiums in the Medicare booklet I just received. I also got the premium and coverage information from the drug plan itself.
My options for plan coverage is limited given where I live. For me, the cheapest isn't always the best option.
@geezeretteGot it! Thanks for clarifying for me.
If you have a Part D plan that Medicare.gov booklet can't tell you what the costs will be of your plan. You'd have to wait to see what this when the open the market for shopping. If you got a booklet from your actual Part D plan then that's different. I think I asked not to get those, because what good is it going to do me if I drop them during open enrollment? LOL. I do drop them as needed. I won't just lay down and accept a 50% increase, I'll go elsewhere. But all of this is so painstaking and tedious. I do it anyway though!
I did.
It was the same as what the Medicare booklet stated for the same plan.
Good for you @geezerette . I'm sorry you don't have as many options but it's about the principle of it for me too.....You go girl!!!
09-29-2022 02:04 PM
I know this because Aetna (Silver Script) sent me the 2023 the annual notice of changes in the mail two weeks ago.
It shows what my monthly payment is for 2022, and the new payment for 2023.
09-29-2022 02:45 PM
DH's Silver Script part D and my Wellcare part D sent us their booklets a little over two weeks ago showing the changes in the plan, including the 2023 premium. Part D is not administered by Medicare.
Mine went down and DH's went up just a bit. Go figure...I'm on multiple Rx's and he's only on two (and not higher tier drugs). Will be looking at different part D plans for him.
09-29-2022 04:26 PM
I received a notification from both companies wih the amounts listed for 2023
09-30-2022 08:41 AM - edited 09-30-2022 08:44 AM
@gertrudecloset wrote:
@geezerette wrote:My Part D premium is going up by about what the Part B is going down. And the deductible is going up almost $100, along with copays for generic drugs.
I'm not looking forward to seeing what the supplemental will do.
@geezeretteHow do you know what your med plan will cost when open enrollment hasn't occured yet? I thought you usually find out what they're up to during the time we can switch plans. I stay on top of that. Any exhorbitant hikes and I'm out. I shop around.....then try to decide on the best one for me that is the least expensive.
Not sure what you are implying questioning how people know what their rates increase to before open enrollment. My Medicare supplement, not the drug plan, is tied to the month I qualified for Medicare. Yes, I can change it during open enrollment. But I was informed of a 24% rate hike the month of my anniversary. So yes, some people have indeed educated themselves.
09-30-2022 11:36 AM
@781Florist wrote:Last year when they trumpeted the BIG COLA raise we got I was really excited until my Part B increase, my BCBS MedEX Supplement Increase and my Part D Prescription Plan Increase practically ate all of the raise up. Also, as a result of the SS "increase" my snap benefits were reduced by $41.00 a month. When I told SNAP that the increase was eaten up by insurance premiums they said they were sorry but they don't count insurance increases just the total benefit amount. After all was said and done I actually was a little worse off than before my "raise!" I am afraid to think what this new historic increase will do to me.
Thinking of applying for Snap today. My income is in their range. Never did this before, but can't take the high grocery charges and I only get what is necessary. Also go to food banks.
09-30-2022 07:27 PM
@qvcaddition I don't know if the process differs by location, but I got (unsolicited!) a postcard rom an organization called Project Bread that said households who are within certain income parameters and/or individuals in senior housing as well as a couple of other qualifications I don't remember are likely eligible to receive SNAP benefits.
I never thought of it before, but I figured I had nothing to lose and called. The case worker verified my address and in a week I had a letter informing me I was approved and was sent a card. After the SS increase last year, my monthly amount was decreased, but a subsequent Covid program sends additional money monthly until the government declares the Covid crisis over.
This money has been a godsend since the utilities and gas etc.. continue to rise and the
SNAP monies are cash I do not have to take from my monthly benefits to buy food.
I strongly suggest you find a local agency (maybe even a senior resource center in your community) that can guide you to the easiest application process. Due to Covid, many of the hoops that one used to have to jump through have been eliminated.
Best of luck to you!
10-09-2022 11:15 PM
@Jaspertimes wrote:
@gertrudecloset wrote:
@geezerette wrote:My Part D premium is going up by about what the Part B is going down. And the deductible is going up almost $100, along with copays for generic drugs.
I'm not looking forward to seeing what the supplemental will do.
@geezeretteHow do you know what your med plan will cost when open enrollment hasn't occured yet? I thought you usually find out what they're up to during the time we can switch plans. I stay on top of that. Any exhorbitant hikes and I'm out. I shop around.....then try to decide on the best one for me that is the least expensive.
Not sure what you are implying questioning how people know what their rates increase to before open enrollment. My Medicare supplement, not the drug plan, is tied to the month I qualified for Medicare. Yes, I can change it during open enrollment. But I was informed of a 24% rate hike the month of my anniversary. So yes, some people have indeed educated themselves.
@Jaspertimes I was asking because "I" never know what Tiers my drugs will fall under in the existing Part D plans I have. I'm willing to drop plans more readily, I suppose. That's why I asked. I sure didn't ask because it matters that much. I never go just according to the monthly premium. I also check my drugs on the Tiers.
10-10-2022 08:38 AM
@gertrudecloset wrote:
@geezerette wrote:My Part D premium is going up by about what the Part B is going down. And the deductible is going up almost $100, along with copays for generic drugs.
I'm not looking forward to seeing what the supplemental will do.
@geezeretteHow do you know what your med plan will cost when open enrollment hasn't occured yet? I thought you usually find out what they're up to during the time we can switch plans. I stay on top of that. Any exhorbitant hikes and I'm out. I shop around.....then try to decide on the best one for me that is the least expensive.
Set up a MyMedicare account at socialsecurity.gov. All the 2023 supplemental and RX plans offered in your area are shown.
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