Community Chat

[Sooner]

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@Kachina624 wrote:

@Icegoddess.  I wonder if said seamstress is taking a nice tax deduction for "business expenses"?

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@Kachina624 Chances are she's not paying taxes.  We get to pay them for her--which is a heck of a lot more than 4 percent. 

[Q-Checker]

My oral surgeon now has an "up charge" for credit card use. I use checks for everything that is tax deductible in the event that my deductions are ever audited. Never had a problem  with check use and the cost is minimal.

[gidgetgh]

I use everything. I always carry cash.  Always.  I write checks for some bills.  I pay some bills online with a credit card so I can get the points.  I think there is merit to all of it.  Multiple choices. 

I'm not the least bit concerned with cash being contaminated.  Germs are everywhere.  On every surface.

I have stamps because I mail things.  That seems to shock some people. It's really not a big deal.

I stopped using my debit card many years ago,  I have one, but I don't use it.  I get along great not using it.

To try to protect my checks as much as possible, I use the Uniball gel pen that supposedly makes it harder for checks to be washed or altered.  I have been fortunate so far with no issues.

I think there is room in our lives for everything. 

[rms1954]

Local gas station is offering less money for a gallon of gas if you pay cash.

[cindyNC]

@rms1954  We have a lot of Circle K gas stations in our area.  They have an offer where you get a card from them and the amount for the gas is taken directly from your account - you get a lower price for the gas.   And it's 2-step authentication at the pump when you put your card in. 

[BlueFinch]

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@gidgetgh wrote:

I use everything. I always carry cash.  Always.  I write checks for some bills.  I pay some bills online with a credit card so I can get the points.  I think there is merit to all of it.  Multiple choices. 

I'm not the least bit concerned with cash being contaminated.  Germs are everywhere.  On every surface.

I have stamps because I mail things.  That seems to shock some people. It's really not a big deal.

I stopped using my debit card many years ago,  I have one, but I don't use it.  I get along great not using it.

To try to protect my checks as much as possible, I use the Uniball gel pen that supposedly makes it harder for checks to be washed or altered.  I have been fortunate so far with no issues.

I think there is room in our lives for everything. 

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@gidgetgh When reading your post, it's almost word for word what I do. Glad to know I'm not alone in 'multiple' choices, too.

[CelticCrafter]

Checks for medical bill co-pays, the bank bill pay option for all other bills, credit card for purchases and gas at Costco and medications at CVS, cash for everything else unless it's a big purchase for the house.

We don't have debit cards.

[Kachina624]

I was just in a small local jewelry store built like Ft. Knox.  Owner appears to work alone.  He takes no cash or checks, only credit cards (no charge for use).

I assume he's been robbed.

[Mom2Dogs]

Our small business does NOT take any electronic payments, it's just to expensive on our end. 

We deal mostly with business and industry so usuallly it's not an issue, but the occasional walk in customer I forwarn them and so far no problems.

[Mom2Dogs]

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@Kachina624 wrote:

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@deeva wrote:

I'll start carrying cash before I write a check. Too many ways a check can be compromised. 

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@deeva  I've never had a check compromised, have you ?

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I have been writing checks for 40+years and have never had a problem.  I always have my check book with me.