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Respected Contributor
Posts: 4,184
Registered: ‎12-16-2013

Re: Is Covid-19 Testing Free

@Jordan2 I know you wrote that the rep resubmitted the claim after you challenged them.  On the EOB, there should be information about how to submit a written dispute.  You might want to consider doing that.

Honored Contributor
Posts: 19,346
Registered: ‎03-09-2010

Re: Is Covid-19 Testing Free

My insurance company records all calls so it's possible there is a way for them to review the conversation. However, if someone says "Covid testing in free", that does give them some wiggle room. Ideally, they should have added "any co-pay is not waived".

Esteemed Contributor
Posts: 5,296
Registered: ‎09-18-2010

Re: Is Covid-19 Testing Free

I weny a few weeks ago, I wasn't charged, but I won't be surprised if I get a bill. 

Respected Contributor
Posts: 4,050
Registered: ‎03-11-2010

Re: Is Covid-19 Testing Free

A copay for going to the clinic and cost of test are two different things. You are not being billed for the test but visit to the clinic.

Honored Contributor
Posts: 14,488
Registered: ‎04-18-2013

Re: Is Covid-19 Testing Free

I've had 2 tests so far, both free.  They are paid for by the CARES money.  No one I know here has been charged for a test.

 

I also make an appointment online.  I go early in the morning (7:30), the earliest spot I can get and I've been in and out in less than 30 minutes from check in to test (all done from my car).

 

 

Trusted Contributor
Posts: 1,166
Registered: ‎06-30-2018

Re: Is Covid-19 Testing Free

Sorry you were misled.  I'd still fight it and maybe you could use the following literature to argue that's exactly what you did. That you checked with the testing site and insurer.  By referring to this article it shows that you did in fact research in advance. Worth a try IMO.

 

https://coronavirus.health.ny.gov/covid-19-testing

 

"If you go to a test site run by New York State, there is never any charge for your test. If you go to a test site operated by local governments, private companies including pharmacies and medical practices or not-for-profit organizations, you are advised to check with the testing site and your insurer in advance of being tested to confirm you will not be responsible for any fees associated with your test."

Wear a mask. Social distance. Be part of the solution - not part of the problem.
Honored Contributor
Posts: 9,305
Registered: ‎06-08-2016

Re: Is Covid-19 Testing Free

I'm in a Medicare HMO, I received a notice there is no charge to me for testing or hospitalization.

Honored Contributor
Posts: 33,580
Registered: ‎03-10-2010

Re: Is Covid-19 Testing Free

I agree with others that being charged for the test itself is different than an Urgent Care co-pay.  However, I also think the rep should have been more clear.  

 

For instance, with some insurances, there is no charge at all for a yearly wellness exam. That also means all co-pays are waived.