IT'S OVER!!!!

so so · ‎05-31-2010

I have paid all my easy pays off!!!! What a load off... That will never happen again....it feels so freeing. now to attack some medical bills.... ugh. always something. Not buying anything from the Q unless I can pay cash..

Bird mama · ‎03-12-2010

@so so Congrats - your getting there bit by bit.

There are times when you must speak, not because you are going to change the opposing side, but because if you do not speak, they have changed you.

KathyM23 · ‎11-20-2010

@so so I got stuck in the easy pay circle too. I have such a stack of invoices to reconcile with my statement between new purchases on easy pay and 5 and 6 easy pays on past purchases, the invoice stack grows instead of shrinking. When I have all my easy pays posted on my statement and paid, I'm going to forego the easy pay. It is a good option for expensive items or if you don't purchase often and want to budget a purchase.

wagirl · ‎03-09-2010

those monthly easy pays are the devil!!!!!

millieshops · ‎03-09-2010

I fully understand wanting to pay off debt - and that's what EZPay is.

I am fortunate that I could pay off my current EZPays, but for me, having to make all those payments all the time on my credit card is a constant reminder to me to buy what I need instead of what I want until the EZPays are much lower! I've changed from the random, impulse buyer I was some years ago, but as with any other habit, changing it requires constant attnetion.

@so soI don't need much general retail right now. I do have several products on my Auto-delivery list and I've just gone into my account and skipped shipments for the next 10 weeks! By then I hope to feel a bit of that freedom you've gotten for yourself. In the meantime, I'll hope you stay healthy and can also get those medical bills under control.

NickNack · ‎03-10-2010

I never use the easy pay option. I don't make large purchases from QVC though. One time I purchased something for around $20 and forgot to check that it was to be paid one time. I had something like six very small payments. I was so glad when that was paid off.

The Bluebird Carries The Sky On His Back"
-Henry David Thoreau

Mominohio · ‎08-08-2010

Easy Pay is one of those blessings/curses in life!

It really is like paying cash, in that if you keep current, you are incurring no interest.

It lets me keep my QVC purchases separate from other things I order online and use a credit card for. And for me that was eye opening, realizing just how much I was spending at the Q. When it all went on one card with other shopping, it was easier to ignore just how much of that was Q spending.

It can keep you hooked, because the small multiple payments individually seem so doable, but they certainly can add up. And some thing financed over five or six months is a help, other things, it simply is an enabler to buy more than we need.