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Esteemed Contributor
Posts: 5,839
Registered: ‎03-09-2010

I do NOT own a credit card and never will. They are a bunch of scheisters! Now my husband has 2 credit cards he uses for emergencies and we use online for holiday shopping. I do have an ATM card with my bank, but I rarely use it anymore because one time at a restaurant I used it as credit and the girl took extra money. And last month a mini market I go to took double out (also on credit). Too many crooks out there. SO now I have been using cash in all local stores.

And in the end, the love you take is equal to the love you make~ The Beatles
Trusted Contributor
Posts: 1,662
Registered: ‎03-26-2010
On 1/17/2014 VCamp2748 said:

I'm using cash more now after having one of my debit cards hacked last spring. Fortunately I was able to get the money back, but it was a hassle & really got me to thinking. This latest mess with Target just reinforced my growing fears. I don't like carrying a lot of cash around, either, so use a cross-body bag to help prevent purse-snatching, keep aware of my surroundings, hurry to my car, & lock the doors as soon as I get in. The side benefit to using cash is that it certainly helps curb those impulse purchases!

Same thing happened to me also last year with my debit card-real hassle and will not use it anymore-they did not take the card but the number was stolen and sold I guess-Smiley Sad
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Frequent Contributor
Posts: 111
Registered: ‎03-10-2010
On 1/17/2014 occasional rain said:
On 1/17/2014 shesallthat said:

not me! but my DH has always believed that cash is king! he does not have a CC or even a bank card. no checks either. even when we buy big ticket items he will pay in cash - and i am looking over my shoulder to make sure nobody is following us home! the looks on the salesperson's face kills me every single time!

People who pay for expensive items with cash are suspected of getting that cash from illegal business like dealing drugs.

nm

Honored Contributor
Posts: 68,152
Registered: ‎03-10-2010

Isn't it a shame that no matter which way you go there's a serious downside and all because of rampant dishonesty.


In my pantry with my cupcakes...
Frequent Contributor
Posts: 111
Registered: ‎03-10-2010
On 1/17/2014 occasional rain said:
On 1/17/2014 shesallthat said:

not me! but my DH has always believed that cash is king! he does not have a CC or even a bank card. no checks either. even when we buy big ticket items he will pay in cash - and i am looking over my shoulder to make sure nobody is following us home!{#emotions_dlg.lol} the looks on the salesperson's face kills me every single time!

People who pay for expensive items with cash are suspected of getting that cash from illegal business like dealing drugs.

Sorry, but I must disagree. We usually pay cash for everything.We do use credit cards, store cards are paid off right then, if a place won't let you do that, then we forget it. Credit cards if used are paid in full and ahead every month. I'm sure the credit card people don't like us,lol. If we buy something huge we usually have it transferred or to a money order. Debit cards get you with their hidden fees. I can honestly say we are not drug dealers. We basically earn much more than we spend and eventually it adds up very quickly.We're not materialistic, we do like certain things but basically there is a lot left over each month. So not everyone is a drug dealer. So, yes not everyone is drug dealer.

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Trusted Contributor
Posts: 1,919
Registered: ‎08-31-2010

I always carry cash, and it was a good thing today as the phone line was down at my favorite restaurant.

Like bottled water, cash is something we should always have on hand. When the computers go down, you'll need it.

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Universal Masking in Hospitals in the Covid-19 Era

“We know that wearing a mask outside health care facilities offers little, if any, protection from infection.
Trusted Contributor
Posts: 1,919
Registered: ‎08-31-2010
On 1/17/2014 beammeupscottie said:

No, I like the points rewards I get on my credit card.

I do, too, but credit/debit cards hurt small businesses if nothing else.

Read it! New England Journal of Medicine—May 21, 2020
Universal Masking in Hospitals in the Covid-19 Era

“We know that wearing a mask outside health care facilities offers little, if any, protection from infection.
Super Contributor
Posts: 4,222
Registered: ‎06-23-2013
On 1/17/2014 brewhaha said:

I'm going to have to find the cash I got from my last bank robbery. At my age, my memory is getting worse every day.

{#emotions_dlg.laugh}

I pay cash now, whenever possible. And as far as the IRS ... how are they going to know? That law mostly applies to car dealerships. As Americans, we still have a few (very few) rights. I can still buy a car from my neighbor, and pay cash. I'm not doing anything illegal.

Honored Contributor
Posts: 10,168
Registered: ‎03-14-2010

I have one credit card I use for traveling but I use only cash or debit card for other purchases.

I am wondering what is going on with the announcement that three other stores were also victims of hacking yet they aren't releasing the names of the stores; this sounds like they are not interested in customers being able to take steps to see if their info was stolen.....I would never do any business with these three stores now and I don't even know which ones they are!

Super Contributor
Posts: 771
Registered: ‎03-10-2010
On 1/17/2014 conniec said: With all the hacking lately (target, Neimans and more to come) I am seriously thinking of going back to good ole cash--I don't like carrying a lot of cash so what I have done in the past is just buy a Visa or MasterCard gift card and pay cash for them...everyone takes them and I have used them for online purchases...anyone else?

If you're going to go through the trouble of buying gift cards but still have enough faith in the system to use those for a particular sum of money then why don't you just go open a checking account with a small amount of money in it that is not in anyway connected to any of your other accounts and use that???