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Honored Contributor
Goldengate8361
Posts: 8,653
Registered: ‎01-27-2014

For Christmas do u spend more than planned or do u stick to budget?

‎12-13-2023 06:44 PM

I almost always spend more than I had planned on at the start of the season. Just wondering how disciplined everyone else is with holiday spending? 

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Esteemed Contributor
Meowingkitty
Posts: 6,767
Registered: ‎06-19-2010

Re: For Christmas do u spend more than planned or do u stick to budget?

‎12-13-2023 06:59 PM

It's easy for us to stay on budget. We only buy one gift card for out hairdresser. That's it. 

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Honored Contributor
Desertdi
Posts: 23,698
Registered: ‎03-13-2010

Re: For Christmas do u spend more than planned or do u stick to budget?

‎12-13-2023 07:35 PM

My background is accounting...and I have a LINE ITEM budget, which I consider doctrine...

♥Surface of the Sun♥
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Esteemed Contributor
Snowpuppy
Posts: 6,040
Registered: ‎03-09-2010

Re: For Christmas do u spend more than planned or do u stick to budget?

‎12-13-2023 07:42 PM

I spent more this year, a whole lot more and got a whole lot less.

 

$100 is the new $20.

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Honored Contributor
deepwaterdotter
Posts: 13,993
Registered: ‎03-09-2010

Re: For Christmas do u spend more than planned or do u stick to budget?

‎12-13-2023 07:44 PM

Stick to a budget.

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Honored Contributor
ECBG
Posts: 44,347
Registered: ‎01-08-2011

Re: For Christmas do u spend more than planned or do u stick to budget?

‎12-13-2023 08:44 PM

I always make a list first.

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Esteemed Contributor
kate2357
Posts: 6,091
Registered: ‎02-26-2012

Re: For Christmas do u spend more than planned or do u stick to budget?

‎12-13-2023 09:01 PM

We have a budget and we always save a bit more for an unexpected gift we want to give. This year it was the  physical therapist helping my dh. We didn't know at first of year, when we set budget, we would need that gift money.

 

 

"What we practice daily is what we build a life on. Practice peace, love & kindness."
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Honored Contributor
Carmie
Posts: 21,833
Registered: ‎10-25-2010

Re: For Christmas do u spend more than planned or do u stick to budget?

‎12-13-2023 09:42 PM

I only buy gifts for one person who is in a senior center.  I have no budget...I just wing it for things she needs.  I have spent more this year than ever.  Everything is more expensive.

 

For everyone else, I give cash.  My children and grandkids really, really appreciate cash and it makes it easy for me.

 

Cash is king and makes it easy to budget and treat everyone with the same amount.

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Esteemed Contributor
mspatmac
Posts: 6,500
Registered: ‎06-10-2015

Re: For Christmas do u spend more than planned or do u stick to budget?

‎12-13-2023 09:43 PM

If I start to early I always find more for the grands and every year I do it and spend more.

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Respected Contributor
SaveTheTurtles
Posts: 3,669
Registered: ‎10-09-2023

Re: For Christmas do u spend more than planned or do u stick to budget?

‎12-13-2023 10:20 PM

I've gotten way better as I've gotten older. I only pay cash, I don't use credit cards so I am not paying for Christmas in April.

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