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09-11-2017 10:40 AM - edited 09-11-2017 10:41 AM
@MariotaMurielle Is this what you are referring to? I captured this data off the social security web site. I just wonder once blocked thru SS how difficult it would be to get unblocked when needed.
Block Access To Your Record
BLOCK-ACCESS
You can choose to block electronic access to your Social Security record. When you do this, no one, including you, will be able to see or change your personal information on the Internet or through our automated telephone service. You may want to block your information if you
If you block access to your record and then change your mind in the future, you can contact Social Security and ask us to unblock it.
Go to Block Electronic Access.
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09-11-2017 10:45 AM
It costs money to put a freeze on accounts and to open and close your accounts.... it is not free. Why shouldn't Equifax pay for this?????
09-11-2017 10:47 AM
@Allegheny wrote:@MariotaMurielle Is this what you are referring to? I captured this data off the social security web site. I just wonder once blocked thru SS how difficult it would be to get unblocked when needed.
Block Access To Your Record
Last reviewed or modified 11/01/2016BLOCK-ACCESS
You can choose to block electronic access to your Social Security record. When you do this, no one, including you, will be able to see or change your personal information on the Internet or through our automated telephone service. You may want to block your information if you
- have been the victim of domestic violence;
- have been the victim of identity theft; or
- have any reason you do not want your record to be available.
If you block access to your record and then change your mind in the future, you can contact Social Security and ask us to unblock it.
Go to Block Electronic Access.
Related Publications
@Allegheny, yes.
09-11-2017 10:51 AM
I have a freeze on my credit as well as a freeze on my husband's credit. It has been in place for about 4 years. Here is how it works.
When he was buying a car, we had to call equifax, you can either tell them the name of the specific credit union you plan to use for financing or you can just open your credit to all inquires.
You can select 1 week, 3 days, 1 month. We opened his credit up for 2 weeks and then closed it back.
I opened mine for 1 week earlier this year to open a southwest credit card and closed it right back.
i have tested this "freeze" many time where I tried to open an account to see what happens and the account is NEVER OPENED. You get a letter from the credit card company saying your credit report is locked and for you to lift the freeze and contact them.
I plan to keep my freeze on as a permanent thing.
09-11-2017 11:17 AM
"Although we sometimes use Equifax to help verify your identity when setting up a my Social Security account, Social Security never shares Social Security numbers with Equifax."
^^^^ From ssa.gov
09-11-2017 11:29 AM
So I froze my credit file with Experian and placed a fraud alert with the other two major bureaus. I might put a freeze on those ALso but want to think about it a little more. I have 2 credit cards with Chase, 2 with Citi Bank and a Discover card. I called Chase and Citi Bank and requested that they close one each of those cards and give me new cards. ONce I receive those two new cards I will call Citi, Chase and Discover and request that they close those remaining account numbers and issue me new cards with new numbers. THat way if anyone attempts to use the card information in the stolen data those numbers are no longer valid.
09-11-2017 11:58 AM
@SeaMaiden wrote:It costs money to put a freeze on accounts and to open and close your accounts.... it is not free. Why shouldn't Equifax pay for this?????
Absolutely!
09-11-2017 12:30 PM
@Limbo4now wrote:I had to send a letter requesting freezing accounts after my husband passed. How do you do this online?
NYT has an article with the direct links to the 3 credit reporting agencies to establish a credit freeze on your account.
https://www.nytimes.com/2017/09/08/your-money/identity-theft/equifaxs-instructions-are-confusing-her...
In the body of the article is a paragraph starting with 'In the meantime, here's hoping that this breach...' is where you find the direct links to do a security freeze.
09-11-2017 12:32 PM
@JustJazzmom When I clicked on your link, I got "Page Not Found".
09-11-2017 12:32 PM
I have not received a notice from Equifax however I have placed a freeze on all the credit bureau's and it was only $5 for each one. I was not aware it was different per state.
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