Community Chat

[willowbark]

@Laura14 

My former GP was too cheap to hire a manager for his business much less software protection and or insurance to protect his business and by extension, his patients. For someone who was smart enough to get into med school and tenacious enough to go into business for himself, he was just a dumb schmuck.  Sorry it that offends but I'm Jewish and so was he and that is what we and my family called stupid people.  

[San Antonio Gal]

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@Judaline wrote:

I don't like the idea of having my CC number all over the internet. I get bills, I write a check and mail it. Works for me.

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Anyone who sees your check will have your bank account # and routing #.  Most people have their name and address on the top of their checks too.  

[San Antonio Gal]

I only write a check to businesses that will charge to use a debit/credit card - such as my monthly water bill.  Goodness knows I'd rather pay it online, but not with a fee.   I'd rather pay for the cost of a stamp and mail it.

I also rarely use my debit card.  Fraud can happen and I don't want anyone to have access to my checking account.  I pay with everything using a credit card.

[Pink123]

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@Puppy Galore wrote:

I only write one check a month.

I call and pay my bills by phone, only one company ( PG&E ) charges for it.

I refuse to have any automatic withdrawals.

I also read that coming soon, the IRS will not accept checks for payment. Once that happens states will probably follow .

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@Puppy Galore  Yep it just happened to me with the IRS.  For those that pay quarterly it now has to be done online and no more checks accepted.

I was not sure, accountant helped me and it was not hard at all to navigate through it.

And I'm tired of paying 2.5 percent and more for the pleasure of using a credit card.  I now go to the bank, cash a monthly check for all my necessities.  Where does this end?  

I have cash at all times now as much as possible.  I can't believe I'm asking the cashier at a beauty salon do you charge extra for using a credit card???  Forget their cash back cards! Nonsense.

So yes I would like to continue with having a check to write as needed. I'm enjoying using the drive through at the bank again.

[geezerette]

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@Pink123 wrote:

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@Puppy Galore wrote:

I only write one check a month.

I call and pay my bills by phone, only one company ( PG&E ) charges for it.

I refuse to have any automatic withdrawals.

I also read that coming soon, the IRS will not accept checks for payment. Once that happens states will probably follow .

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@Puppy Galore  Yep it just happened to me with the IRS.  For those that pay quarterly it now has to be done online and no more checks accepted.

I was not sure, accountant helped me and it was not hard at all to navigate through it.

And I'm tired of paying 2.5 percent and more for the pleasure of using a credit card.  I now go to the bank, cash a monthly check for all my necessities.  Where does this end?  

I have cash at all times now as much as possible.  I can't believe I'm asking the cashier at a beauty salon do you charge extra for using a credit card???  Forget their cash back cards! Nonsense.

So yes I would like to continue with having a check to write as needed. I'm enjoying using the drive through at the bank again.

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@Pink123 

Are you sure about that?  

According to the IRS website you can still write checks for estimated taxes.

[Pink123]

Yep, my payment is due in January 2026 but I paid early.  This might be confusing you. I like to get it over with sorry.  It is due January 2026.  So it begins next week.  Maybe just for quarterly payers?  Could be and I can understand that.

[ROMARY]

I enjoy writing paper checks.

I make a copy of each check and bill stub.

Place the copy into the bill envelope, mark the date and check # on the envelope and file it away into a large Banker's Box.  

Very handy when I have to 'look up' a previous bill, etc., etc.

[tansy]

My bills, other than the CC at this time, are set up to be paid automatically. I get a reminder email maybe a week beforehand so I can see the bill online.

No stamps. No late fees. No check fraud. Works for me.

[geezerette]

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@Pink123 wrote:

Yep, my payment is due in January 2026 but I paid early.  This might be confusing you. I like to get it over with sorry.  It is due January 2026.  So it begins next week.  Maybe just for quarterly payers?  Could be and I can understand that.

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You may send estimated tax payments with Form1040-ES by mail, or you can pay online, by phone or from your mobile device using the IRS2GOapp. You can also make your estimated tax payments through your online account, where you can see your payment history and other tax records. Go to IRS (dot) gov/account

from IRS website

(emphasis mine)

[Bella8888]

I have had a German bank account for over 25 years and depend on online banking without any problems.

On many levels, the US is way behind when it comes to financial processing.  For many years there are countries that do not even have paper checks.  Everything is safely processed with bank account numbers given out all around the world.  Safely, meaning there are security measures on top of security measures banks in other countries are required to keep by law. 

As we know, hackers and nefarious others know where to go to work the system. The security measures in the US are archaic and is one reason why we keep hearing about this issue of paper checks vs. online banking.