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12-16-2013 11:40 AM
I live in florida - if you work in a medical facility here you should know some basic facts about medicare and advantage plans etc. At least 80% of the population is on medicare after all. So - recently I went to have a bone density test and a mammogram. I have a medicare advantage plan. The girl at the front desk tells me I have to pay a $50 co pay for the mammo. I argue and say mammograms are paid 100% under medicare but she insists that I pay or no test will be done so I gave her a check. I figured after I got my EOB from the insurance co I would call back and get a refund. So today in the mail I get a letter from the facility that did the test and it explains to me - in great detail that medicare pays in full for mammograms and in the future I should know that I don't have any co pay for them and my check was enclosed. Ok - yes it was nice to get my money refunded without any problem but I found the letter to be demeaning since I was not the one who insisted I pay for this in the first place. And - enclosed in the same envelope was a bill for $50 co pay for the bone density test. So why didn't they simply use the check they already had instead of returning it? So , before sending the check back to them I called my insurance co and - guess what - the bone density test is covered 100% too. I will wait til I get my EOB from the insurance co and send that to them instead of their payment. Unfortunately, when you live in a small town you don't have the choices you do in a city.
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