Community Chat

[Tinkrbl44]

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@Shepherd wrote:

I'd give an AmEx gift card. Cash is better than a check. Checks are seldom used today and raise suspicion in some.

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@Shepherd

???   Why would you think anyone would  be suspicious of a check?

[chrystaltree]

Neither for me.  When I give cash, I give an American Express gift card.  They never expire and the recipients can spend them anywhere they want.  Safer than cash and my checks are not out there floating around.

[Tinkrbl44]

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@Carmie wrote:

Cash.  It would be very difficult for a child to cash a check.  He probably doesn't have an account.  Without an account, you can't cash a check.

He would have to endorse the check over to an adult, who in turn would have to cash it for him.

i always give cash at wedding receptions too.  Never had a security issue. 

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@Carmie

  Even if there wasn't much in it, most children are given a savings account by some close relative, if the parents haven't already done so.  In our family, we all had savings accounts before we were even a month old.

[GiantsLover]

Forgot to mention that in the card I always state what the gift was I gave so the person receiving the gift so they can make a note of it.

[ScrapHappy]

Thanks everyone.  I think I will write a check.  I'm worried my daughter will misplace the card.  Also, the money can slip out of the card and that will be that. 

[missy1]

cash

[missy1]

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@Shepherd wrote:

I'd give an AmEx gift card. Cash is better than a check. Checks are seldom used today and raise suspicion in some.

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Not if given as a gift. Maybe to a store, but then they take it right there like an atm card.

I always give the receipt when I give a person a gift card.

[ECBG]

There has been an issue at many banks that they won't cash a check unless you have an account with them.

Many banks also make people come in to pick up the check they just took from a drive in window even though no one else is in line.

Other banks charge a fee to cash the check drawn on THEM if YOU don't have an account with them.

I found this out trying to get consignment checks cashed.

[kivah]

A check is always BEST!!! Just in case the envelope magically disappears.

[occasionalrain]

There is no charge, no problem to deposit any check drawn on any bank into one's checking or savings account. If the child hasn't an account, although I can't imagine a 13 year old not having a savings account, he can endorse the check and his parent can deposit it into their account and give him the cash.