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07-12-2023 06:39 PM
@KailaS wrote:My hairstylist's salon started charging 4% for using credit on July 3. I resent paying extra, especially on her tip. She already started charging for checks. I now will take cash to my appointment, more $$$ than I care to carry with me. As mean as it sounds, if I must use a credit card for future appointments, I will cut back on her 20% tip.
@KailaS ???? You tip for the cost of the service. Do the math. For the extra few $$$ of the cc fee how much would you cut her tip?? $5 $10??
I don't understand the thinking especially for servers and workers such as stylists.
If they don't add on for the cc fee guarantee the prices will raise.
Either way you will most likely be hit for it one way or another.
07-12-2023 06:46 PM
Any business that accepts credit/debit cards is charged a fee by the bank that processes the transactions. When the business in turn charges you, they are making you pay for a charge that is assessed on them. Businesses that used to accept checks for payment had the responsibility for trying to collect on a "bad check". The use of credit and debit cards is better for the business because it eliminates the risk associated with checks..
Banks charge a processing fee to clear and collect for all card transactions so it's only fair that the businesses who benefit should pay the fee....they should not be turning it back to the customer to pay for them. Blame the business you're dealing with - not the bank!
07-12-2023 06:47 PM
@Pink123 wrote:Yes I have noticed this in "hair salon's".
And in day's past we would ask to put on a 20% tip for the stylist, nail person, whatever.
Now they say no, you have to use an ATM. I said huh? I don't have cash.
I then said well I'll have to catch you next time to give the tip.
Yep, a good idea. Let's going back to writing good old check's.
Unreal - the percentage these cc card's is off the chart's but it is what it is....
@Pink123 So how did you pay for the service if you didn't pay a tip?
I'm confused 🤔
07-12-2023 07:46 PM - edited 07-12-2023 07:48 PM
@Cakers3 wrote:
@Pink123 wrote:Yes I have noticed this in "hair salon's".
And in day's past we would ask to put on a 20% tip for the stylist, nail person, whatever.
Now they say no, you have to use an ATM. I said huh? I don't have cash.
I then said well I'll have to catch you next time to give the tip.
Yep, a good idea. Let's going back to writing good old check's.
Unreal - the percentage these cc card's is off the chart's but it is what it is....
@Pink123 So how did you pay for the service if you didn't pay a tip?
I'm confused 🤔
@Cakers3 I paid for the service by cc card but as far as tip when I come back will pay you im cash next time.
Which I Promised to do.
07-12-2023 08:20 PM
I always pay my hairstylist in cash and even if I am paying a restaurant bill with my CC I try to tip with cash, you never know if the establishment will give the server all they are owed.
07-13-2023 01:09 AM
@spumoni99 wrote:I always pay my hairstylist in cash and even if I am paying a restaurant bill with my CC I try to tip with cash, you never know if the establishment will give the server all they are owed.
Exactly! One of my former co-workers used to be a bartender.
He told me that cash tips were preferred because when patrons put tips on the credit card they, the employees, didn't always get what they were due.
So ever since he told me that, whenever I tip, it's in cash.
07-13-2023 06:01 AM
I use my credit card card for virtually everything. Tips are in cash for restaurants.
I write only two checks~~~my hair salon and my mowing service.
07-13-2023 05:51 PM
There is a restaurant where I live that adds a charge that says it's for the waiter/waitress healthcare! What? It's easy to miss if your not checking carefully! There was a large group of us and one person noticed this.
07-13-2023 11:41 PM
@JillyMarie wrote:Here is what I don't get about the cash discount. Suppose a restaurant charges 5% surcharge for credit card pymts and give cash payers a 5% discount.
Credit Card
$100 + 5% = $105
$100 goes to restaurant and $5 goes to credit card company
Cash
$100 - 5% = $95
$95 goes to restaurant
------------
What is the incentive for the restaurant to give a discount to cash payers? What am I missing?
Also, wanted to add, be sure you have trust in who you give a check. There is a lot of information on that check. Name, address, account number, routing number, etc.
restaurant charges 5% for CC use but doesn't discount to cash customer. Therefore restaurant gets $100 regardless of pay method. They don't give 5% discount. If the fee is included in $100 amt then 5% discount for cash $100 for CC.
07-13-2023 11:43 PM
@Mindy D wrote:I wish the places would just raise prices by 1%-2% across the board rather than nickel and dime people. A small increase for everyone dining would be barely noticeable.
Used to be that way until everyone got so greedy.
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