Community Chat

[NoelSeven]

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@Reba055 wrote:

So I guess calling someone out for implying I'm some crazy convinced the government is out to get me, while bragging about their cheap insurance supplemented by taxpayer money is unkind but all the snarky remarks directed at me are not unkind??  I'm confused. 

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You are just wrong if you assume all college healthcare is paid by the taxpayers.

[Gooday]

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@physicsnut wrote:

Just got my renewal letter from BCBS per healthcare.gov.  My premium is now 300.00 a month.  The new premium starting Jan 1, 2016 will be 424.44!!  That is over a 40% increase!!  When I had private insurance 2 years ago the premiums NEVER went up that much. So much for "affordable" healthcare and you can keep your hospital and your Dr. - I will be losing both.

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I posted about my situation a few weeks ago.  DH is Medicare and I am not.  We have BCBS PPO for retirees through the City of Chicago.  DH's is supplemental.

We got our notice last month that our rate is going up from $957.00 to $1200.  Our net pay has decreased by $700.00 in the past three years.  DH get s a 3% COLA every year, yet our net pay has been decreasing. 

I feel your pain.  I heard on the news today that 9 states are failing under the ACA because they cannnot find enough younger people to participate. 

I have always said, that if it is not recalled by our next POTUS, it will collapse upon itself.  The chickens will come to roost.  That IMO.

[NoelSeven]

We were paying $1600 a month for two of us.  I assune it has gone up since then.

[Reba055]

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@NoelSeven wrote:

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@Reba055 wrote:

So I guess calling someone out for implying I'm some crazy convinced the government is out to get me, while bragging about their cheap insurance supplemented by taxpayer money is unkind but all the snarky remarks directed at me are not unkind??  I'm confused. 

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You are just wrong if you assume all college healthcare is paid by the taxpayers.

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I in no way implied that.  The new law requires insurance companies to include children over 18 etc, etc., all part of the whole healthcare act, all additional cost absorbed by everyone paying into the system. That would be the taxpayers. The poster stated her insurance premium was the same for four as two. Who do YOU think is paying it?

[NoelSeven]

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@Reba055 wrote:

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@NoelSeven wrote:

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@Reba055 wrote:

So I guess calling someone out for implying I'm some crazy convinced the government is out to get me, while bragging about their cheap insurance supplemented by taxpayer money is unkind but all the snarky remarks directed at me are not unkind??  I'm confused. 

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++++++++++++++++++

You are just wrong if you assume all college healthcare is paid by the taxpayers.

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I in no way implied that.  The new law requires insurance companies to include children over 18 etc, etc., all part of the whole healthcare act, all additional cost absorbed by everyone paying into the system. That would be the taxpayers. The poster stated her insurance premium was the same for four as two. Who do YOU think is paying it?

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Others in her insurance group.  That's how insurance works.

[NoelSeven]

Also, colleges provide some healthcare, some covered by college fees paid by students.

Most young people don't require a lot of health care so it evens out.

Once again, that's how insurance works.

[MyGirlsMom]

@NoelSeven

That's Insurance 101, I would have thought everyone knew that.  I'm glad you explained it. as simply as you did. 

[Reba055]

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@NoelSeven wrote:

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@Reba055 wrote:

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@NoelSeven wrote:

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@Reba055 wrote:

So I guess calling someone out for implying I'm some crazy convinced the government is out to get me, while bragging about their cheap insurance supplemented by taxpayer money is unkind but all the snarky remarks directed at me are not unkind??  I'm confused. 

---

++++++++++++++++++

You are just wrong if you assume all college healthcare is paid by the taxpayers.

---

I in no way implied that.  The new law requires insurance companies to include children over 18 etc, etc., all part of the whole healthcare act, all additional cost absorbed by everyone paying into the system. That would be the taxpayers. The poster stated her insurance premium was the same for four as two. Who do YOU think is paying it?

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Others in her insurance group.  That's how insurance works.

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It's semantics, but the requirements to include previously excluded groups results in higher premiums for all. That means I'm paying more, you are paying more. Regardless of the group, it is the same across the board. We are taxpayers, paying higher insurance premiums to include those as required by the new law. 

[Reba055]

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@MyGirlsMom wrote:

@NoelSeven

That's Insurance 101, I would have thought everyone knew that.  I'm glad you explained it. as simply as you did. 

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Good grief. Do y'all really not get it?

[NoelSeven]

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@Reba055 wrote:

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@NoelSeven wrote:

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@Reba055 wrote:

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@NoelSeven wrote:

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@Reba055 wrote:

So I guess calling someone out for implying I'm some crazy convinced the government is out to get me, while bragging about their cheap insurance supplemented by taxpayer money is unkind but all the snarky remarks directed at me are not unkind??  I'm confused. 

---

++++++++++++++++++

You are just wrong if you assume all college healthcare is paid by the taxpayers.

---

I in no way implied that.  The new law requires insurance companies to include children over 18 etc, etc., all part of the whole healthcare act, all additional cost absorbed by everyone paying into the system. That would be the taxpayers. The poster stated her insurance premium was the same for four as two. Who do YOU think is paying it?

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++++++++++++++++++

Others in her insurance group.  That's how insurance works.

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It's semantics, but the requirements to include previously excluded groups results in higher premiums for all. That means I'm paying more, you are paying more. Regardless of the group, it is the same across the board. We are taxpayers, paying higher insurance premiums to include those as required by the new law. 

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No, it most certainly is not semanics.  And in the end the insurance company makes a lot of money.  

And once again, most students require very little in the way of health care.