Community Chat

[SeaMaiden]

What is an Amazon  store card?

[Moonchilde]

Then people should also be watching their Q Card, because both Amazon and QVC use Synchrony Bank.

I was also sent an Amazon card statement with a charge on it several years after my last purchase using it. I had paid it off and will never use it again, because it's Synchrony Bank.

I had paid a bill 8 days before the due date, electronically, that they said "arrived" one day "late." Which is B-you-know-what, because all bank transfers arrive well within usually 4 days max.

They socked me with all sorts of late payment fees. They told me that no matter when a payment is sent, they credit it "whenever." Presumably, they do that so they can make $$ on late fees - a common practice of financial institutions. I paid off the low balance and haven't used it since.

But about 2 years ago, I got a statement with a $35 charge. I was sure I hadn't used the card, but thought I might have hit a wrong button, so I paid it. The next month they sent me a refund check in the mail!

Synchrony Bank, no matter which large corporations they supply cards to, does not have a clue - except how to rip people off. Stay away from any card offered through them.

[sunshine45]

@Moonchilde

my amazon visa card is offered through chase bank.

[Moonchilde]

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@sunshine45 wrote:

@Moonchilde

my amazon visa card is offered through chase bank.

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@sunshine45 They offer different cards. Mine was neither a Visa nor a Mastercard, it was the "Amazon Store Card" - like the old-fashioned dept store cards that aren't offered any more. Like the Q Card.

[Carmie]

@millieshops. I signed up for Prime free 30 day trial a few times around the holidays to take advantage of the free shipping.

i cancelled before the 30 days were up and it was easy and no hassle.  I am surprised that Amazon allowed me to do this.... more than once. I did it a few years in a row.

On the final sign-up, I decided to keep it.

[Carmie]

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@sunshine45 wrote:

@Moonchilde

my amazon visa card is offered through chase bank.

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I have had an Amazon CC Card for maybe 10 years and it has always been issued through Chase.  I have another CC through Chase as well and as have never had a problem with them...ever.

i used to have a QVC CC, But it got cancelled and not by me.  I got a letter one day that said it was cancelled due to nonpayment.  I am sure it was cancelled in error, but the heck with it. I just left it cancelled..their loss, not mine, I don't really need it and it saves me money, because I buy much less.

My credit report does not show any negative activity from that card or it's cancellation.

[Kachina624]

@Katcat1  I make 2-3 Amazon purchases a week, don't have their credit card and have never had to choose it.  Perhaps your computer or whatever was unresponsive when you got to that point.  I had that happen yesterday on Evine. 

[prisrob]

Sure, Blame Amazon for your laziness. That's the American Way.

[Moonchilde]

Good grief! The Amazon Store Card (whether it says Prime on it or not) is NOT a credit card. Note "Where you shop." 

For the third time:

From the Amazon website:

"The store card is issued by a finance company....Sychrony Bank...they are a finance company...not a bank. The amazon credit card is issued by Chase Bank."

[bonnielu]

@sunshine45  I have an Amazon Visa card with Chase. And I have not seen this.  I am very careful and check my accounts daily online.  I am wondering what kind of Amazon card we are talking aboiut because mine seems safe... famous last words.