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Respected Contributor
Posts: 4,168
Registered: ‎05-31-2022

i hate the grocery store apps! I tried it for awhile but way too much hassle and I just use my member card instead. I think they get much more info about you if you use the app. Their reason is to "learn more about how we can help your shopping experience". I don't like to have to carry my phone around in my hand while pushing a cart, etc. 

Honored Contributor
Posts: 21,833
Registered: ‎10-25-2010

The grocery store I shop in the most has an app.  I go in there and activate on line coupons and check my point balance to get discounts on gas.

The points expire, so I check to make sure I use them before that happens.

 

I also use my bonus card in the same store to get discounts and earn the points.

 

It is worth it to me.  I save a lot of money on gas.  Currently, my discount is $1.70 off a gallon.

 

I do not have apps on my phone.  I use my iPad for shopping and banking.  If my phone is lost or stolen, no one can figure out where I do my business and steal from me.  I keep my iPad safely at home.

 

Respected Contributor
Posts: 4,168
Registered: ‎05-31-2022

I love my WAPP....the weather app that gives me all kinds of info for my area or anywhere in the world...I use it multiple times a day. Some apps are too time=consuming and I never use restaurant apps. 

Honored Contributor
Posts: 21,833
Registered: ‎10-25-2010

@RollTide2008   My cousins son flew to Miami to be a groomsman in a friend 's wedding.

 

While he was there, he either lost or had his iPhone stolen.

 

In just four hours, someone got access to his cell phone, opened saw his apps, and cleaned out his checking and savings accounts.

 

I addition, they charged items to two major credit cards, and took cash advances from the cards as well.

 

The credit union called his cell to vertify that these charges were legit, and the thief verified they were.

 

In four hours, this young man lost $30.000.

 

With the apps, the thief knew where he banked and what CC he had.  

Scary, huh?

 

I have no banking apps on my phone. If I lose my phone, all the thief is going to get is practice breaking into a phone.

Respected Contributor
Posts: 3,013
Registered: ‎06-27-2010

@Carmie wrote:

@RollTide2008   My cousins son flew to Miami to be a groomsman in a friend 's wedding.

 

While he was there, he either lost or had his iPhone stolen.

 

In just four hours, someone got access to his cell phone, opened saw his apps, and cleaned out his checking and savings accounts.

 

I addition, they charged items to two major credit cards, and took cash advances from the cards as well.

 

The credit union called his cell to vertify that these charges were legit, and the thief verified they were.

 

In four hours, this young man lost $30.000.

 

With the apps, the thief knew where he banked and what CC he had.  

Scary, huh?

 

I have no banking apps on my phone. If I lose my phone, all the thief is going to get is practice breaking into a phone.


 

That's terrible and I feel for your relative.  Of course things like this can still happen, but with iPhones at least they are trying to stay ahead of the thieves. My phone has Face ID, so there's almost no way anyone could open it without my face, lol.  It doesn't even recognize me sometimes if I have my glasses off.  😹

 

 

Trusted Contributor
Posts: 1,812
Registered: ‎03-09-2010

I never use apps and only use my phone internet function for emergencies.  

Honored Contributor
Posts: 21,833
Registered: ‎10-25-2010

@Tori3569   It's rare,but it can happen.  Some thiefs are professionals.  This is how they make their living.

 

See this article from Forbes.

 

IMG_2507.jpegIMG_2508.jpeg

Respected Contributor
Posts: 4,416
Registered: ‎02-14-2017

@Carmie wrote:

@RollTide2008   My cousins son flew to Miami to be a groomsman in a friend 's wedding.

 

While he was there, he either lost or had his iPhone stolen.

 

In just four hours, someone got access to his cell phone, opened saw his apps, and cleaned out his checking and savings accounts.

 

I addition, they charged items to two major credit cards, and took cash advances from the cards as well.

 

The credit union called his cell to vertify that these charges were legit, and the thief verified they were.

 

In four hours, this young man lost $30.000.

 

With the apps, the thief knew where he banked and what CC he had.  

Scary, huh?

 

I have no banking apps on my phone. If I lose my phone, all the thief is going to get is practice breaking into a phone.


 

It sounds like he had inadequate security settings activated on his phone and did stuoid things like save his passwords.

Esteemed Contributor
Posts: 7,619
Registered: ‎03-11-2010

I don't trust having banking information on a smart phone. Despite all the safety features, if a person loses their phone they're out of luck. There are professional hackers who can override even facial ID features. Anyone who depends on their phone for banking is taking a chance. They are never completely safe. 

 

Even doing banking on tablets or laptops is risky, but less likely I'll lose my laptop than a phone. 

"The more I learn about people, the more I like my dog."

Mark Twain
Valued Contributor
Posts: 693
Registered: ‎08-01-2010

I don't like using apps either and I hate it when companies make you sign up for one or for text messages in order to get good discounts.  I see it as just another way you are opening yourself up to more spam and malware.

 

I had signed up for the Hellmann's newsletter and got some good coupons ($1.50 and $2.00) . I had the option to download to my phone or print them out.  I printed them out.  They are a Unilever company and I started getting coupons for other Unilever products.  Same situation with the options.  Then I signed up for another Unilever product not on their list (forget which one) with some good coupons ($1.75 and $2.50).  But this time I could only download to my phone.   I wrote to them and told them how unfair it was to not give us the option to print as Hellmann's did but never heard back.  

 

I know not everyone agrees but, for me, it's not worth saving a few dollars if I'm adding additional risk and spam to my phone.