Community Chat

[beckyb1012]

I hated them myself for a very long time, now I really like them.  The price breaks for things you get and rewards from ordering through an app is way too nice to not take advantage of them.  

[RollTide2008]

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@BlueFinch wrote:

@LizzieInSRQ I totally understand your position on this subject, but for those who have never had a major identity theft attack, they may not understand how devastating it can be. Should we trust all the apps out there? I don't.

A paper coupon of day's gone by was far different from having online info that can be exploited, or attacked. We're talking apples and oranges, here. That paper coupon had no info to be harvested, with potential of misuse. Everything we put out in the cyber world today needs to be done with caution.

And, no, I'm not just a person of a certain generation who is crazy paranoid and computer illiterate. So, I'll stay mad and cautious.  I bet you would be, too, if you had been hacked.

Everything is relative to the individual. So, enjoy your apps, while not criticising those who don't. Thanks for the permission to get mad, or not get a discount...LOL. 

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What part of my identity is at risk from my Papa's John account?  It's not like you need to upload your passport and enter your SSN to use the Target app to save on laundry detergent.  

I use a virtual credit card number for all my online activity and have notifications set up for every time the card gets hit to monitor it for fraudelent activity.  My iphone has better security built into its operating system than the desktop I use at work for my finance job.

[BlueFinch]

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@RollTide2008 wrote:

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@BlueFinch wrote:

@LizzieInSRQ I totally understand your position on this subject, but for those who have never had a major identity theft attack, they may not understand how devastating it can be. Should we trust all the apps out there? I don't.

A paper coupon of day's gone by was far different from having online info that can be exploited, or attacked. We're talking apples and oranges, here. That paper coupon had no info to be harvested, with potential of misuse. Everything we put out in the cyber world today needs to be done with caution.

And, no, I'm not just a person of a certain generation who is crazy paranoid and computer illiterate. So, I'll stay mad and cautious.  I bet you would be, too, if you had been hacked.

Everything is relative to the individual. So, enjoy your apps, while not criticising those who don't. Thanks for the permission to get mad, or not get a discount...LOL. 

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What part of my identity is at risk from my Papa's John account?  It's not like you need to upload your passport and enter your SSN to use the Target app to save on laundry detergent.  

I use a virtual credit card number for all my online activity and have notifications set up for every time the card gets hit to monitor it for fraudelent activity.  My iphone has better security built into its operating system than the desktop I use at work for my finance job.

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@RollTide2008 I'm glad you're having a good experience, but with the safety precautions you have set up  (I have, too), it's clear you know there are significant risks. And, once struck, they can compromise your identity, devices, cards, etc. These people are ruthless. 

I had a new credit card that had never been used in almost a year. It was just a secondary card. No one even knew I had it. It was locked away in my safe, in an RFID sleeve, straight from the bank. It traveled to London, without me,  and was used at a financial planning office. Imagine that. Money management with my card, LOL. Bank inside job? I'm leaning that way. Is anything truly safe? And, yes, I have their app. Funny, I never had problem, when I didn't have their app, that they so strongly urged to obtain. 

When people get just your name and location, they can then begin to search for other identifiers. They're out there. Trust me, I know, I'm battling the Dark Web. At no fault of my own. In no time minimal personal info evolves into a picture these thieves have a great time with. No matter how many times you block them, they will never give up. 

We've been warned not to trust apps, unless we load them from our app store, so clearly apps can pose a problem. Many of the sites I would like to have an app for are not on the app site.  They're smaller businesses, restaurants, markets, or my mom and pop bookstore. So I won't get them. I want the site to be authenticated.

In my situation, I can't feed the bear. The bear has me in sight. I don't expect anyone to understand my apprehension, unless they have experienced such an invasive cyber attack. They just can't.

[icezeus]

I don't have a problem using APPS. I have a problem that every single thing that you do wants you to use an APP. 

Earlier this year I attended a comedy concert, and purchased the tickets online through SubHub. I then had to download an app, called AXS to get my tickets.

Last month I purchased tickets for an upcoming play in September. "Hamilton" once again via StubHub, and this time I had to download the Ticketmaster app to get my tickets. 

I went to McDonalds the other day. The screen was black for some reason in the drive through lane. The first words the employee asks me is will you be using our digital app. Ummm...no. I would like to order and why is your screen black. The smart alleck says to me, well mam if you had our digital App, you could order through that. I will not type what I had to say to him after that comment. 

As someone else mentioned. I don't plan on sucking up all of my memory on my phone putting in all of these individual APPS for a multitude of companies that I may use.

[Parischic]

I myself didn't like the fact I had to download the stores app to get their better deals and special sales, but once I did and got used to it I know longer had to clip their coupons and now every week I just go on the app, see what's on sale and click what I want. Once I put in my phone number everything rings up on sale. It's easy now.

[RollTide2008]

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@BlueFinch wrote:

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@RollTide2008 wrote:

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@BlueFinch wrote:

@LizzieInSRQ I totally understand your position on this subject, but for those who have never had a major identity theft attack, they may not understand how devastating it can be. Should we trust all the apps out there? I don't.

A paper coupon of day's gone by was far different from having online info that can be exploited, or attacked. We're talking apples and oranges, here. That paper coupon had no info to be harvested, with potential of misuse. Everything we put out in the cyber world today needs to be done with caution.

And, no, I'm not just a person of a certain generation who is crazy paranoid and computer illiterate. So, I'll stay mad and cautious.  I bet you would be, too, if you had been hacked.

Everything is relative to the individual. So, enjoy your apps, while not criticising those who don't. Thanks for the permission to get mad, or not get a discount...LOL. 

---

What part of my identity is at risk from my Papa's John account?  It's not like you need to upload your passport and enter your SSN to use the Target app to save on laundry detergent.  

I use a virtual credit card number for all my online activity and have notifications set up for every time the card gets hit to monitor it for fraudelent activity.  My iphone has better security built into its operating system than the desktop I use at work for my finance job.

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@RollTide2008 I'm glad you're having a good experience, but with the safety precautions you have set up  (I have, too), it's clear you know there are significant risks. And, once struck, they can compromise your identity, devices, cards, etc. These people are ruthless. 

I had a new credit card that had never been used in almost a year. It was just a secondary card. No one even knew I had it. It was locked away in my safe, in an RFID sleeve, straight from the bank. It traveled to London, without me,  and was used at a financial planning office. Imagine that. Money management with my card, LOL. Bank inside job? I'm leaning that way. Is anything truly safe? And, yes, I have their app. Funny, I never had problem, when I didn't have their app, that they so strongly urged to obtain. 

When people get just your name and location, they can then begin to search for other identifiers. They're out there. Trust me, I know, I'm battling the Dark Web. At no fault of my own. In no time minimal personal info evolves into a picture these thieves have a great time with. No matter how many times you block them, they will never give up. 

We've been warned not to trust apps, unless we load them from our app store, so clearly apps can pose a problem. Many of the sites I would like to have an app for are not on the app site.  They're smaller businesses, restaurants, markets, or my mom and pop bookstore. So I won't get them. I want the site to be authenticated.

In my situation, I can't feed the bear. The bear has me in sight. I don't expect anyone to understand my apprehension, unless they have experienced such an invasive cyber attack. They just can't.

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No, I don't think the risk is significant, I think there is nominal risk for what I use apps for,  I have determined the advantages outweigh the risk.  I also know not to do stupid things like look at a paystub or log into my bank from an unsecured network.  Cyber attacks happen in the processing centers of these organizations, not on your mobile device.  

I don't even care that apps track my purchases.  I prefer my supermarket knows what brand of frozen waffles I prefer and that Target knows I like my pick up order in the cargo area of my silver Cadillac SUV and that I don't have to tell Dunkin how I like my coffee.

You do you, but I use my smart phone as a tool to make my life better.  It's really just a matter of learning to do things a different way.  I suspect I'm of a different generation than you, but I hope I don't get too stubborn to learn new technology as I age.

[BlueFinch]

@icezeus My sentiments, exactly. 

[Biftu]

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@RollTide2008 wrote:

I don't want to talk to strangers in a waiting room now nor did I want to do that before the advent of the iphone. I'd much rather order my lunch through an app.  I can order what I want with the modifications I want, my rewards points get applied, and my order is almost always right.  I want my favorite pizza order saved in the app to repeat on Friday nights and I love how the app alerts me if there's a digital coupon to clip.  I love using my favorite grocery store's app to scan my groceries as I shop.  Again, it alerts me to discounts and coupons available on the items I purchase most often.  

I love having word games on my phone I can play with my friends and messaging apps to help us keep in touch in our own time.  I like seeing their vacation pics online.  It's convenient to do my banking and pay bills and manage my investment account on my phone.  As someone else said, being able to access my work files on my file makes my schedule much more flexible. It's convenient to read the newspaper and library books on an app on my tablet.

Apps make so many things easier and more convenient.  I think you sound old and obstinate when you fuss about how apps are the downfall of civilization without even learning to use them.

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Wow, you are really into your phone.  Guess I'm a people person. Yes I am old, but not obstinate.  And as I said, i'm going with it, no "fussing" from me nor learning needed on my part I know how to use them just find them unnecessary in my life.  Enjoy your phone.

[BlueFinch]

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@RollTide2008 wrote:

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@BlueFinch wrote:

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@RollTide2008 wrote:

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@BlueFinch wrote:

@LizzieInSRQ I totally understand your position on this subject, but for those who have never had a major identity theft attack, they may not understand how devastating it can be. Should we trust all the apps out there? I don't.

A paper coupon of day's gone by was far different from having online info that can be exploited, or attacked. We're talking apples and oranges, here. That paper coupon had no info to be harvested, with potential of misuse. Everything we put out in the cyber world today needs to be done with caution.

And, no, I'm not just a person of a certain generation who is crazy paranoid and computer illiterate. So, I'll stay mad and cautious.  I bet you would be, too, if you had been hacked.

Everything is relative to the individual. So, enjoy your apps, while not criticising those who don't. Thanks for the permission to get mad, or not get a discount...LOL. 

---

What part of my identity is at risk from my Papa's John account?  It's not like you need to upload your passport and enter your SSN to use the Target app to save on laundry detergent.  

I use a virtual credit card number for all my online activity and have notifications set up for every time the card gets hit to monitor it for fraudelent activity.  My iphone has better security built into its operating system than the desktop I use at work for my finance job.

---

@RollTide2008 I'm glad you're having a good experience, but with the safety precautions you have set up  (I have, too), it's clear you know there are significant risks. And, once struck, they can compromise your identity, devices, cards, etc. These people are ruthless. 

I had a new credit card that had never been used in almost a year. It was just a secondary card. No one even knew I had it. It was locked away in my safe, in an RFID sleeve, straight from the bank. It traveled to London, without me,  and was used at a financial planning office. Imagine that. Money management with my card, LOL. Bank inside job? I'm leaning that way. Is anything truly safe? And, yes, I have their app. Funny, I never had problem, when I didn't have their app, that they so strongly urged to obtain. 

When people get just your name and location, they can then begin to search for other identifiers. They're out there. Trust me, I know, I'm battling the Dark Web. At no fault of my own. In no time minimal personal info evolves into a picture these thieves have a great time with. No matter how many times you block them, they will never give up. 

We've been warned not to trust apps, unless we load them from our app store, so clearly apps can pose a problem. Many of the sites I would like to have an app for are not on the app site.  They're smaller businesses, restaurants, markets, or my mom and pop bookstore. So I won't get them. I want the site to be authenticated.

In my situation, I can't feed the bear. The bear has me in sight. I don't expect anyone to understand my apprehension, unless they have experienced such an invasive cyber attack. They just can't.

---

No, I don't think the risk is significant, I think there is nominal risk for what I use apps for,  I have determined the advantages outweigh the risk.  I also know not to do stupid things like look at a paystub or log into my bank from an unsecured network.  Cyber attacks happen in the processing centers of these organizations, not on your mobile device.  

I don't even care that apps track my purchases.  I prefer my supermarket knows what brand of frozen waffles I prefer and that Target knows I like my pick up order in the cargo area of my silver Cadillac SUV and that I don't have to tell Dunkin how I like my coffee.

You do you, but I use my smart phone as a tool to make my life better.  It's really just a matter of learning to do things a different way.  I suspect I'm of a different generation than you, but I hope I don't get too stubborn to learn new technology as I age.

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@RollTide2008 It drives me crazy when someone throws in that someone is probably from a different generation (why would you think that) that may be having trouble handling change and that some learning needs to take place. Are you kidding me? 

And, you hope you don't get stubborn, as you age, like you clearly perceive me, just because we don't agree?  That's the snarky underbelly implication with your post and it's demeaning. I've never not managed my devices effectively, but still was seriously hacked. It's not because I lack knowledge, or I'm a fool. 

You've no idea who I am. My education level, awards, or accomplishments. There have been many. My degrees are in fields that always expect things to change every darn day, or minute. I'm always ready for it. It's life.

But I'm not ready for some thief to steal everything I've earned, with me fighting to get it back. It didn't come easy. You wouldn't be either. Sometimes a bit of compassion goes a long way.

But, I give up. I won't try to warn anyone again.  Sadly, anyone who has dismissed my concerns will have their own, in time. It's only going to get worse.     

[Tori3569]

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@Biftu wrote:

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@Tori3569 wrote:

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@Biftu wrote:

I get that times and technology changes and I'm going with it but not happy about it.  Seems like you can't do anything without a phone.  When you're asked to do something at a prompt and it doesn't work there's no help, no one to to talk to.

i'm tired of trying to have a conversation with people because they are too busy doing whatever on their phones.  People used to converse in waiting rooms, but now everyone is glued to their phones.  Yesterday a tree trimming company came to do tree work.  Three young guys sat in their truck for 40 minutes playing on their phones before they rang my door bell. 

I'm tired of having to order take out food at a kiosk instead of talking to someone about my order.  I'm tired of having to have an app just to pay for a parking meter.  I could go on and on, but obviously this is the future.  Ok i'm old and trying to adjust to this new world, but so often it ends up being more time consuming rather just speaking to someone.

What the heck are people constantly on their phones doing?  I don't get it.

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I can only answer for myself.  If you saw me on my phone in a waiting room, I'm probably doing work.  Having the ability to stay in touch and respond to my emails or work on a spreadsheet while waiting allows me to make an appointment during my workday whenever appropriate.  For example, I used to have to visit the dentist on Saturday vs now I can get an appointment on a much less crowded Tuesday afternoon.   Not to say that I don't also work on a crossword puzzle or scroll through IG at times too.  Makes a wait go much faster. 

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i get it, but doubtful that is what the majority of people are doing.  You can hear the "dinging"of games being played.  Having to be "at work" 24hours a day is another reason I'm glad to be retired.  After working hours I was still expected to answer calls.  Family and down time has gone down the drain.  What also makes time go faster is conversing with others in the waiting room.  I used to meet interesting people in that situation.  Can't fight the future, but I find it sad.

I understand that being accessible outside of work can be convenient, but what happened to personal time.

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I have been in retail for over 30 years and I am responsible for 150 stores in the NY tristate area.  I am available to my direct reports 24/7.  It's always been part of my life but it's fine with me.  However, I'm glad you're in a great situation that makes you happy now.  I may never retire because I really love what I do.  

For what it's worth, I have never been a person to strike up a conversation in a waiting room though.  There are definitely those that are playing games on their phone (that would describe my husband even if he had a 5 minute wait 😹).  It makes a wait more bearable.