On 8/3/2014 kcladyz said: They do use paypal. That is what billmelater is.
BML and Paypal are not the same thing. BML is a Paypal company but BML is a credit card. There is a credit limit you will be assigned with BML, a credit check is run for BML and if you don't pay the balance in full, interest will accrue.
Paypal can be linked to your bank account and the money comes right out rather than going on a credit account.
HSN accepts Paypal but you have to be careful. I ordered something using Paypal and it set up a different account for me but I didn't know that. When I tried to check my order status, the order wasn't showing up at all even though the money came out of my PP account. I called HSN and the CS rep. couldn't find my order, told me there was no Paypal linked to my account and that I hadn't placed any orders on the day I said I did.
I ended up filing a complaint with Paypal over it because I wasn't getting my order when it finally showed up on my doorstep. I had to call HSN CS for something last week and she explained to me what had happened and deleted the secondary account, had to link my order to my regular account and I changed the payment type (this was a flexpay order) to a different payment method.