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Super Contributor
Posts: 449
Registered: ‎03-09-2010

Senior Citizen's Letter to Bank-get ready to laugh!

I don't the source of this, but it was forwarded to me in an email a while ago.  And can't we all relate  in some way to the contents of this letter.....

 

 

Dear Sir:

 

I am writing to thank you for bouncing my check with which I endeavored to pay my plumber last month.

 

By my calculations, three nanoseconds must have elapsed between his presenting the check and the arrival in my account of the funds needed to honor it.

 

I refer, of course, to the automatic monthly deposit of my entire pension, an arrangement which, I admit, has been in place for only eight years.

 

You are to be commended for seizing that brief window of opportunity, and also for debiting my account $30 by way of penalty for the inconvenience caused to your bank.

 

My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways. I noticed that whereas I personally answer your telephone calls and letters, — when I try to contact you, I am confronted by the impersonal, overcharging, pre-recorded, faceless entity which your bank has become.

 

From now on, I, like you, choose only to deal with a flesh-and-blood person.

 

My mortgage and loan repayments will therefore and hereafter no longer be automatic, but will arrive at your bank, by check, addressed personally and confidentially to an employee at your bank whom you must nominate.

 

Be aware that it is an OFFENSE under the Postal Act for any other person to open such an envelope.

 

Please find attached an Application Contact which I require your chosen employee to complete.

 

I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative.

 

Please note that all copies of his or her medical history must be countersigned by a Notary Public, and the mandatory details of his/her financial situation (income, debts, assets and liabilities) must be accompanied by documented proof.

 

In due course, at MY convenience, I will issue your employee with a PIN number which he/she must quote in dealings with me.

 

I regret that it cannot be shorter than 28 digits but, again, I have modeled it on the number of button presses required of me to access my account balance on your phone bank service.

 

As they say, imitation is the sincerest form of flattery.

 

Let me level the playing field even further.

 

When you call me, press buttons as follows:

 

IMMEDIATELY AFTER DIALING, PRESS THE STAR (*) BUTTON FOR ENGLISH

 

#1. To make an appointment to see me

 

#2. To query a missing payment.

 

#3. To transfer the call to my living room in case I am there.

 

#4 To transfer the call to my bedroom in case I am sleeping.

 

#5. To transfer the call to my toilet in case I am attending to nature.

 

#6. To transfer the call to my mobile phone if I am not at home.

 

#7. To leave a message on my computer, a password to access my computer is required.

 

Password will be communicated to you at a later date to that Authorized Contact mentioned earlier.

 

#8. To return to the main menu and to listen to options 1 through 7

 

#9. To make a general complaint or inquiry.

 

The contact will then be put on hold, pending the attention of my automated answering service.

 

#10. This is a second reminder to press* for English.

 

While this may, on occasion, involve a lengthy wait, uplifting music will play for the duration of the call.

 

Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement.

 

 

Your Humble Client

 

And remember:

Don’t make old people mad.

We don’t like being old in the first place, so it doesn’t take much to pi$$ us off.

Respected Contributor
Posts: 4,354
Registered: ‎03-09-2010

Re: Senior Citizen's Letter to Bank-get ready to laugh!

My kinda guy!!

Respected Contributor
Posts: 2,958
Registered: ‎07-18-2010

Re: Senior Citizen's Letter to Bank-get ready to laugh!

You think a man wrote this?  My reaction, that only a woman could have produced such a well-written letter, with details, humor and steel. 

Honored Contributor
Posts: 18,415
Registered: ‎11-25-2011

Re: Senior Citizen's Letter to Bank-get ready to laugh!

If true, maybe all that time & detail should be spent on his/her

account as not to bounce said check in the first place.

Pssst: Check Kiting is fraud.

 

QVC Customer Care
Posts: 724
Registered: ‎06-14-2015

Re: Senior Citizen's Letter to Bank-get ready to laugh!

Honored Contributor
Posts: 17,526
Registered: ‎06-17-2015

Re: Senior Citizen's Letter to Bank-get ready to laugh!


@sidsmom wrote:

If true, maybe all that time & detail should be spent on his/her

account as not to bounce said check in the first place.

Pssst: Check Kiting is fraud.

 


@sidsmom  I agree.  It would have taken more than a nano second for his check to bounce.

 

He had to have known (after 8 years) the date or day of the month that his pension check is deposited.   The plumber took the check and deposited his earned payment most likely the same day.  The pension could not have possibly been available that same day or the check would not have bounced.

 

He doesn't understand the flow of $$ through the bank.

 

While the letter is "clever" at best it won't happen. 

"" Compassion is a verb."-Thich Nhat Hanh
Respected Contributor
Posts: 3,994
Registered: ‎03-09-2010

Re: Senior Citizen's Letter to Bank-get ready to laugh!


@Bhvbum wrote:

You think a man wrote this?  My reaction, that only a woman could have produced such a well-written letter, with details, humor and steel. 


OH I agree.   As I read it, I could only  see a woman writing it. 

Valued Contributor
Posts: 955
Registered: ‎03-09-2010

Re: Senior Citizen's Letter to Bank-get ready to laugh!

That's priceless !!!!! Woman Very Happy

Respected Contributor
Posts: 2,517
Registered: ‎09-18-2014

Re: Senior Citizen's Letter to Bank-get ready to laugh!


@sidsmom wrote:

If true, maybe all that time & detail should be spent on his/her

account as not to bounce said check in the first place.

Pssst: Check Kiting is fraud.

 


----------------------------------------------------------------------------------

 

Woman Very Happy

~Enough is enough~
Respected Contributor
Posts: 4,394
Registered: ‎04-19-2010

Re: Senior Citizen's Letter to Bank-get ready to laugh!

While I appreciate the irony and humor of the letter, I have to agree that writing checks without funds available is not a sound financial practice. The letter writer should close what accounts they can and go to another financial institution if this one is too difficult to work with, but existing mortgages, loans, and auto deposits will make this a cumbersome and somewhat difficult maneuver. Easier solution, just don't write bad checks.