Wellness

[Trailrun23]

My BIL and SIL have regular Medicare. They have to go to a dangerous neighborhood to see a dr and many of their drs don't take regular Medicare. They both have several health issues so I know they don't get the care they actually need. They are always having health issues but you may get what you pay for in this situation also.

[Trailrun23]

Great news from my sister! After spending hours dealing with BCBS and their denial (twice) of BIL's surgery...the final invoice they owe is $12.83. Sounds good to me and she said she feels 10 years younger. It is a real shame insurance companies are allowed to put customers through the h#ll they do. 

[judianne]

My advantage plan has a co pay for thos observation type of hospital stays . lts very reasonable . 

[Q4u]

My Father was in a Skilled nursing facility many years ago.  He was on a respirator.  He was having problems one morning and the ambulance was called.  They "bagged" him till they reached the hospital.  Thankfully he lived.  His insurance denied the ambulance bill because they felt that since I came every day, I could have taken him to the hospital.  Sure, I could lay him in the backs seat (he couldn't walk or move much) and I could bag him with one hand and drive with the other hand.  It's been about 25 years and I still get a big wave of anger when I relive this.  They relented when the doctor intervened on his behalf.... but no appologies.  The insurance industry needs to change!

[Tinkrbl44]

I was working in insurance/benefits for about 15 years and the best insurance company I've ever worked for would just put others to shame.  Claims were paid in less than a week, and they'd direct deposit it into your checking account if you wanted them to do so.  Paper checks took a little longer, but not what anyone would call slow.

Their policy was if a claim was "iffy", they would usually err on the side of the policyholder and pay the claim. 

Why?  Because when people don't have to fight to get a claim paid, they tell everybody how happy they are that it worked out, and you just can't BUY that kind of advertising.

(I won't name any names, but if you think about all the insurance companies you know, and think of the duck, you will have made the connection).