Suggestion Box

[gertrudecloset]

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@San Antonio Galwrote:

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@Love my grandkidswrote:

@Love to RunYou are mistaken. I posted above that I use it for groceries (I also get cash when I buy food) and my Rx's. MY bank covers anything untoward that could happen with my card: If it gets stolen and used (tho how they could without my PIN I don't know), hacked or lost, EVERYTHING is covered.

So don't make judgments without all the facts. Any other shopping at B&M or online is with CC only.

I would never use a debit card online and don't know why anyone would.

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@Love my grandkids- You may be covered for losses, but as @Love to Run stated, you will have to wait for processing time to be reimbursed by the bank. It won't happen overnight. It has to be investigated before your money is returned.

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Isn't the processing time to be recompensed any losses on a credit just as time consuming? Investigations do occur. I am aware that they will put the $$$ back first and then if they find no foul play they will take it back. Master Card Logo and Visa Card Logo Debit Cards are just as safe as Credit Cards @San Antonio Gal

[gertrudecloset]

I don't borrow money from a credit card to buy food and essentials. I use my debit card for that. That's MY cash I'm using. I have one credit card that I use for home purchases (big box store) and the interest rate is high. That's all I need.

If I'm buying something that I can't pay for in it's entirety then I won't buy it (unless it's like some appliance for my home) water heater, things like that.

Using a credit card is borrowing $$$ for however amount of time you need before you pay it off. It's not YOUR $$$ until you pay the bill.