Suggestion Box

[2blonde]

Well, I do have the Q-card, and I appreciate the option of having easy pay if I want it.  The original poster sounds like sour grapes to me.

[Dorothy11]

I don't see anything unfair about it. When customers make purchases on a Q card and carry a balance, QVC gets the interest charged. If someone uses a regular credit card, Visa or Mastercard gets the interest and QVC pays the merchant discount fee of serveral percent. QVC makes a lot more money off Q card purchases, so they throw consumers a bone of an extra easy pay.

Personally, I think easy pay is a really bad idea. You are paying full retail price, and if you carry a balance, you're paying a lot more. If you can't afford to buy something and pay for it, maybe you don't really need it. 

I would much rather see an occasional 20% off coupon. That saves money.

[Kachina624]

If people are willing to pay the astronomical interest rates that the Q Card carries, I guess they should get some small reward for their loyalty.  They are welcome to it in my opinion.

[NC Bandwagon]

Hello, JB1114 and welcome.

QVC does have to compete with other shopping channels. QVC not only has to try and reward loyal long-time customers, they have to try to bring in new customers as well.