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Valued Contributor
Posts: 692
Registered: ‎08-01-2010

It's been my experience over the years that any card you get from a retailer always has a higher interest rate than if you got a Visa or Mastercard directly from a bank or credit union. Any perks they might offer rarely make up for the high interest you have to pay in the long run.  I got rid of all my store cards decades ago.