do five easy pays help you - Page 5

sunshine45 · ‎03-09-2010

well of course no one is going to say they would that they would NOT like pricing to go down. that is something totally separate from easy pays. i am sure ALL of us wish there were reduced pricing and free shipping.

i like using easy pay for several reasons......i dont lay out a lot of money or credit initially. if i want to return it then i dont have to wait three weeks to get a full refund. i only have to wait three weeks to get a partial refund because i have not paid for the entire item. i can go in whenever i want and pay the full amount off OR let it go through each month. either way i am not paying any interest.

it has always worked well for me.

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"The world is a dangerous place, not because of those who do evil, but because of those who look on and do nothing." - Albert Einstein

TaylorBrown · ‎02-19-2014

I love easy pay. Since the amount is the same full payment or easy pay, I do easy pay when avaialble.

wagirl · ‎03-09-2010

somtimes---but it is a mind game. If there is something I really THINK I need, easy pay lets me look at it until i decide yes or no---but then it's the return cost that gets me. So if easy pay is $10, plus tax, and the return is $7---is it worth almost $20 just to look at it? No--in most cases it is not--so I don't buy anymore using that formula.

onliner · ‎07-05-2016

I see Easy Pay as a way to get into debt very easily; which is why I prefer not to use it. I would rather have free S&H.

SeaMaiden · ‎03-10-2010

my attitude is that if I can not pay off something in full... then I can not afford it. That has to do with everything in my life. My home I did pay off in 15 years, That was the only thing I paid with payments. I hate being in debt. I use credit cards for reward points$$$$$ and pay them off at the end of the month in full.

ScrapHappy · ‎03-28-2010

@newname0 wrote:
I would rather see prices reduced than paying the full price over five payments. I figured out once on another shopping site with their offer of three payments that I was actually paing more than the original price. What do you say?

I liked easy pay on some higher priced items I've purchased in the past and I do like having easy pay sometimes when buying other things because if I don't like it and return it, then I'm only out that one payment out of four or five payments. However, I can see easy pay getting out of control. Buying too much because you think the smaller payments are better/easier to handle.

wildlifewitch · ‎02-08-2016

Nope, because I don't shop ike that. I prefer lower prices and free shipping like their comeptition. Nobody cares about their overhead costs. This is a business. Compete or lose. Theyr'e not really winning.

_O_ · ‎03-27-2010

I love the option, especially after ordering 6 patio umbrellas with the option to pay over time with no extra interest charge whatsoever.

It also provides the reality to someone who may not be able to purchase a high priced item such as a purse, shoes, kitchen appliance ect, they can do so, and pay it over time without credit check, or interest payments.

Super great option in my book, and I use it.