Q Talk

[hopi]

Ended my card when they started charging for a statement to be mailed.

Way to many cards with free options and outstanding customer service.

Syncrony does not fall into that category. 

CC's should be paid off monthly otherwise you are just digging a hole.

When Q runs their CC special discount it just shows how much they are overcharging for the product.

[RescueLover]

It’s illegal to overcharge though. 🥴


Do you mean over pricing ?

[tansy]

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@RescueLover wrote:


It’s illegal to overcharge though. 🥴


Do you mean over pricing ?

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Huh? What's the actual difference in those terms? 

I have two cards. One is well-known and connected to Costco; the other is a backup from the credit union. Much easier to keep track of. 

At this point in our lives, I don't give a fig what my FICO score is. I am not getting a mortgage or buying a car on credit. My bills are paid in full and on time.

[hopi]

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@RescueLover wrote:


It’s illegal to overcharge though. 🥴


Do you mean over pricing ?

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    You would think.......

But with the current state of affairs obviously.... illegal has now become the norm that is accepted by a certain group  who have turned their backs on the law, morality, justice, dignity, respect and the American way.

[geezerette]

Overcharging means you were charged more than the agreed-upon, advertised, or fair market price. Overpricing means the base price set by a seller is simply too high compared to the product's actual value.

[Catch71]

I have used credit cards for over 50 years and the only credit card that I had trouble with was Synchrony Bank. I had trouble resolving an issue with them, cancelled the card, and vowed to never deal with them again. Hence, no Q card for me.

[UpNorthGorgy]

I had someone hack two major CC. I received two new ones in the mail with new numbers. One week. No issues.

I wasn't sure about my Q card so my Q account was closed several days pending fraud investigation. A month later I tried to reopen my Q card and was treated like the criminal to send a video verifying MY identity. A letter followed that I had two weeks to do complete. I dropped all Synchrony Bank cards, Q, Talbots, Penny's  and Macys. 

I miss out on the discounts but refuse to be treated the way I was having had the card 30 years. I get emails regarding inviting banking with them!

[Catch71]

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@UpNorthGorgy wrote:

I had someone hack two major CC. I received two new ones in the mail with new numbers. One week. No issues.

I wasn't sure about my Q card so my Q account was closed several days pending fraud investigation. A month later I tried to reopen my Q card and was treated like the criminal to send a video verifying MY identity. A letter followed that I had two weeks to do complete. I dropped all Synchrony Bank cards, Q, Talbots, Penny's  and Macys. 

I miss out on the discounts but refuse to be treated the way I was having had the card 30 years. I get emails regarding inviting banking with them!

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My Talbots charge is with a different bank, not Synchrony. Same with Macys.

[songbird]

I've never had a Q card.  So glad I don't.  Don't like paying on the Q site.  I just use my credit card. That's it. 

[Sheila Morelan]

Me too...