Re: Easy Pay

QVCkitty1 · ‎05-23-2015

@Kachina624 wrote:
@QVCkitty1. Nobody said it was a problem, but it's a reality. Go find the best deal you can. You pay for the convenience of shopping on TV.

@Kachina624 , I'll pay, but I won't overpay. I think the whole EZPay business plan is built on shaky ground, but best of luck to them.

" You are entitled to your opinion. But you are not entitled to your own facts."
Daniel Patrick Moynihan

kitcat51 · ‎09-15-2016

@Shanus wrote:
@kitcat51 wrote:
@wakefield64 wrote:
Easy pay.....no thanks. I really don’t want to be paying until next Christmas in July for something I barely remember.
You can pay off an easy pay balance anytime you want to.

@kitcat51 Yes, so what's the point of big deal e/p? I'd rather have free ship & free returns. It can cost upwards of $12 to try something out and have nothing to keep.

What? Just letting this poster know you can pay off easy pay balances anytime, there's no need to wait. I have nothing against free ship & returns, never posted I did.

Foxxee · ‎10-03-2014

Except banks charge interest on credit cards if not paid in full every month, I don't see the difference between using Easy Pay and a credit card.

The same restraint and responsibility is required when using a credit card. You only buy what you can afford.

If you don't mind carrying a credit card balance and paying high interest rates every month, then use your credit card.

If you pay off your credit card balance every month, but can't afford to pay for a purchase in full that month, but can over a few months, use Easy Pay.

Let's say you can budget, I'll use $100 a month for a few months, to buy things you need or want, but can't afford to pay for them all at once and don't want to pay interest on CCs. Easy Pay is a good way to go. If you can pay for them sooner, it's easy to pay off Easy Pay.

There are other reasons to use Easy Pay. One is because returns take so long. Would you rather pay for something in full on your credit card if it comes due before you receive your refund...or pay for one Easy Payment. When you receive your refund, you can pay your Easy Payments off on your QVC account.