I read this thread last evening but, have just now had the chance to get on and post as I stay quite busy in my nearly 10 years of retirement.
We spend half of the year in Il. (both parties have ruined our state so, I don't care to get into that debate). The other half in Az. I was fortunate enough to marry a man who is 7 years older than myself thus, affording me the opportunity to retire at 53 years of age. My dad is alive and in Illinois. That is our ONLY tie to that Godforsaken mess of a state, weather-wise as well as pension worries. However, in talking with our neighbors from all over the U.S., they ALL have pension concerns.
Our goal is to move to Az. full time. Sure, it gets hot in the S.E. Valley but we can get in the car and drive 3 hours for an entirely different change of scenery. We can rent a place for the summer months. The states most certainly has lakes for those who like the water.
Our Illinois pension is currently not taxed but our property taxes are sky high. It costs more in Az. to own a car with the outrageous licensing fees. So...like we tell those who ask, put pen to paper and do the math to see what works for you. I can say without a doubt, we could never afford in Illinois the home we have here in Az. We are in Del Webb community and we absolutely love it. Most of us to not discuss politics here because we have better things to do. Their kids are raised and sunshine, golf and other activities are the priority.
Oh, and for those who don't care for snowbirds....you all should thank your lucky stars our tax dollars keep these states afloat. Think about that when you're cussing us out for heavy traffic.