A high-end bag, or a bag that is obviously well made and elegant or stylish, is more important than you think -
I bought a few Patricia Nash bags (Pisticci and some others) and I cannot tell you how many women stop me every single time I am out, asking me who the designer is, and where they can purchase it.
Stylish bags finish off every outfit, you don't look complete if you dash out the door with an old denim bag or something that's too small and all your things stuffed into it.
And expense is not the thing, it's the look of the bag and matching your outfit that matters.
It's like having your hair styled before you leave the house, it completes your look!