I read it all (a bit painful--no spacing, small font, grammatical errors, poor spelling), and I have the same opinion--this person is just ranting. QVC does NOT scam people.
First, it is your own fault if you wait until the last minute to order holiday gifts. QVC does NOT ruin people's Christmas--you do by your poor planning. Everyone knows how busy the delivery services are around the holidays.
(All my presents are wrapped by Thanksgiving.)
I have been shopping at QVC for decades, and Easy Pay has always existed. I have purchased more jewelry from QVC than I can remember--all gold, some very expensive, all on Easy Pay, without hardly any problems.
I track my processing, shipping, and delivery dates all the time. I keep track of my expenditures on my credit card statements. Whenever I contact the Social Team and Customer Service, I always have excellent results.
I am sorry your child was ill, but it appears that you just became overwhelmed by stress, and are now trying to "take it out" on QVC.
Sometimes it is better to just take a deep breath and become calm and collected before you communicate. Your hectic writing style seems to reflect your state of mind, unfortunately.
Eventually all these financial issues will be resolved. QVC does not cheat people, but they are very busy during the holiday rush.
Sometimes life can be challenging, but it is important to try to be positive and have hope, especially because you are a role model to your children. Best wishes.