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Respected Contributor
Posts: 4,399
Registered: ‎06-21-2011

Re: QVC suddenly won't accept my Direct Express Card

I think the others are right.  It's just their policy.  The funds MUST be there when the merchant is ready to take them.  That is a MUST.  I would think anyone could get a credit card, especially in this day and age.  Just my thoughts though.

 

Like other poster said.  Why did they accept it and now not?  I would call customer service and ask them.

Respected Contributor
Posts: 4,399
Registered: ‎06-21-2011

Re: QVC suddenly won't accept my Direct Express Card


@loriqvc wrote:

@Queen1220 - Welcome to the forums! A few months ago, I read (sorry that I cannot recall where) that many companies are discontinuing acceptance of prepaid cards for purchases made through payment plans due to extensive fraud losses. If you tried to buy your item using Easy Pay, perhaps that is a reason for the decline. It may not be your preferred option depending on the price of the item, but perhaps if you try using your card to purchase the item at full price, it might work? Good luck...


I was wondering if fraud wasn't behind it.  If you have a "plain" credit card on file with the Q, then no problem.

Honored Contributor
Posts: 43,238
Registered: ‎03-09-2010

Re: QVC suddenly won't accept my Direct Express Card

Please note: certain payment methods, including prepaid cards, may not be available for items purchased with Easy Pay.

 

Easy Pay offers are subject to approval by QVC based on a number of factors, including item type, price, and payment history. QVC may obtain a consumer report about you from a credit reporting agency and review this report to determine whether you can use Easy Pay.  If we decide that you cannot use Easy Pay based on this report, we will notify you and you will be given an opportunity to pay for the item with a single payment. If we obtain a consumer report about you, it will be a "soft inquiry" that should not affect your credit score.  If you have any account or order questions, please contact our Customer Service Team at 888.345.5788.  Please note: certain payment methods, including prepaid cards, may not be available for items purchased with Easy Pay.

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"The world is a dangerous place, not because of those who do evil, but because of those who look on and do nothing." - Albert Einstein