Community Chat

[Nuttmeg]

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@Stray wrote:

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@Burnsite wrote:

hoosier, I signed up (registered for Part A) at 65 but still get my insurance from my employer for Part B and medicines.

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@Burnsite- i worked beyond 65 and had an employer health plan and RX plan.  Each year our benefits department sent a statement that our plans were comparable to Medicare programs.  At one point, Medicare did ask for that statement.  I think when I applied for part B upon retirement.  When you do retire, if your company continues coverage as a benefit, as mine does, employer insurance becomes secondary and acts as medigap and Medicare becomes your primary coverage.  My employer health insurance included prescription coverage when I worked, but my prescription coverage became separate and labeled a retiree plan and billed through Medicare but is not one of plan D through Medicare....the coverage is dictated by my employer and supplemented.  

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This is a cost saving situation which came about after the ACA started in 2010. It moved retired people covered by a company script plan with Medicare to Medicare part D.