Community Chat

[raven-blackbird]

What are the benefits???...........sudden an certain uncontrollable debt ...........................raven

[DREAMON]

No...just one more bill to pay each month.

[NoelSeven]

On 9/25/2014 chickenbutt said:

IMO, there is only one benefit - you can keep all your QVC purchases straight by having all the charges in one place. If that makes life easier, then it's a benefit.

Obviously, the high interest makes it only sensical if one pays the entire balance each month. I only happen to have a Q Card because they sent me one, some 15 years ago when I used to purchase a lot, without even having my ss#. I use it for any QVC purchase so I will know quickly if I'm buying too much. I pay it off each month and it's never much at all.

Oh, and I also don't have to have any other method of payment on record here, so I don't have to worry about the instability of this website causing me to have a hack.

ITA with everything you've said.

The reason I got one is because my major credit card would just say purchase and amount, I had no idea what the items were, or what had been returned. Now it's all spelled out.

[gazelle77]

Why not use one designated card with points for shopping?

[scotttie]

I like using the Q card because I see my purchases itemized. That used to be a bigger deal when I bought more.

[NoelSeven]

On 9/25/2014 gazelle77 said: Why not use one designated card with points for shopping?

I do, but not for QVC.

[VioletEyes]

I guess whatever works but I keep records on what I buy here and like getting cash back on my purchases. The Q card pays nothing back. That's the deal breaker.

[september]

I've asked this question here, myself. Never got an answer that made me want their card. i'll keep using my cc that gives me points on everything I purchase, and I'll continue using Mr Rebates to get extra cash back.

[insomniac]

Almost no benefits.

[stazgirl]

I use my debit card for ez pays. No interest on that either. Comes right out of bank account each month. Easy to keep track of