Community Chat

[stazgirl]

Double post??

[madcity411]

On 9/25/2014 VCamp2748 said:

No benefits for you, but the Q would love for you to run up a big tab & pay lots of interest over a long period of time.

Ding, ding, ding...we have a winner!

[Buck-i-Nana]

On 9/25/2014 chickenbutt said:

IMO, there is only one benefit - you can keep all your QVC purchases straight by having all the charges in one place. If that makes life easier, then it's a benefit.

Obviously, the high interest makes it only sensical if one pays the entire balance each month. I only happen to have a Q Card because they sent me one, some 15 years ago when I used to purchase a lot, without even having my ss#. I use it for any QVC purchase so I will know quickly if I'm buying too much. I pay it off each month and it's never much at all.

Oh, and I also don't have to have any other method of payment on record here, so I don't have to worry about the instability of this website causing me to have a hack.

Not really true, it just limits the "hack" to purchasing from QVC. My account was hacked recently and the Q didn't challenge an outrageous order of 4 laptops and 2 watches to be delivered to an address different from the billing address added at the time of the order. Not a single red flag raised on the Q. Thankfully, I get e-mail notifications upon orders and woke up to a notice of my order which I promptly cancelled and notified the Q. I honestly don't believe anyone I spoke to at the Q was the least bit concerned about the situation other than closing the card.

[betteb]

On 9/25/2014 NoelSeven said:

On 9/25/2014 chickenbutt said:

IMO, there is only one benefit - you can keep all your QVC purchases straight by having all the charges in one place. If that makes life easier, then it's a benefit.

Obviously, the high interest makes it only sensical if one pays the entire balance each month. I only happen to have a Q Card because they sent me one, some 15 years ago when I used to purchase a lot, without even having my ss#. I use it for any QVC purchase so I will know quickly if I'm buying too much. I pay it off each month and it's never much at all.

Oh, and I also don't have to have any other method of payment on record here, so I don't have to worry about the instability of this website causing me to have a hack.

ITA with everything you've said.

The reason I got one is because my major credit card would just say purchase and amount, I had no idea what the items were, or what had been returned. Now it's all spelled out.

Count me in on this too. I don't carry a balance. Also, should a major expense come up, I can use my Visa and not have easy pays coming to it as well, and then not be able to pay the entire balance. I am determined to not pay interest on QVC purchases, LOL

[Deb1010again]

On 9/25/2014 VCamp2748 said:

No benefits for you, but the Q would love for you to run up a big tab & pay lots of interest over a long period of time.

LOLOLOL!!! So true!

[VioletEyes]

On 9/26/2014 BonnieBelle said:

On 9/25/2014 MomTo2Dogs said:

On 9/25/2014 VCamp2748 said:

No benefits for you, but the Q would love for you to run up a big tab & pay lots of interest over a long period of time.

They offered me a card at 21%APR. Yippie!

I don't think QVC gets the interest. The card is through a bank, used to be GE, now it's something else. I think the bank makes the interest.

There are no benefits, but I like having it so all my purchases are itemized on one bill. I don't buy much and pay it in full every time I owe something so I never have to worry about paying crazy interest.

It's the only card I keep on file with QVC. I wouldn't trust them with my credit card or bank card, I don't think their site is secure at all.

Read post 22 regarding the safety of a Q card.

[stazgirl]

On 9/25/2014 Buck-i-Nana said:

On 9/25/2014 chickenbutt said:

IMO, there is only one benefit - you can keep all your QVC purchases straight by having all the charges in one place. If that makes life easier, then it's a benefit.

Obviously, the high interest makes it only sensical if one pays the entire balance each month. I only happen to have a Q Card because they sent me one, some 15 years ago when I used to purchase a lot, without even having my ss#. I use it for any QVC purchase so I will know quickly if I'm buying too much. I pay it off each month and it's never much at all.

Oh, and I also don't have to have any other method of payment on record here, so I don't have to worry about the instability of this website causing me to have a hack.

Not really true, it just limits the "hack" to purchasing from QVC. My account was hacked recently and the Q didn't challenge an outrageous order of 4 laptops and 2 watches to be delivered to an address different from the billing address added at the time of the order. Not a single red flag raised on the Q. Thankfully, I get e-mail notifications upon orders and woke up to a notice of my order which I promptly cancelled and notified the Q. I honestly don't believe anyone I spoke to at the Q was the least bit concerned about the situation other than closing the card.

Maybe they assumed you had ordered them to be sent somewhere else. They do have bill to ship to. I buy things for my mother in law ( a TV and computer) and have it shipped to her in Texas, I buy things for my daughter and grandkids (a TV and 3 tablets) and have them shipped to their address. JUST a thought.

[bells4me]

No nothing, but high interest rates. At least at hsn you get an extra flex pay on many items. Shop used to give free shipping but haven't seen that in a while and their interest rate is 26.99%. When I saw that I didn't even activate my card.

[lulu2]

On 9/25/2014 Makeuptrendy said:

Do you get discounts? Free shipping? Points?

I had one years ago and occasionally you were given an extra easy pay if you used their card. I did not use easy pay so I saw zero benefits.

If I purchase from QVC I use a card that will give me a cashback bonus.

[LilacTree]

I use just one card for my Q purchases so I can easily keep up with it.

I don't use a Q Card because of the high interest rate. The card I do use has a much lower rate.