Community Chat

[mustang66lady]

I wish the Q would do as HSN does.  Often (not always) when HSN offers a Flex pay ( the HSN equivalent to easy pay) you can choose if you want 2, 3, 4 or more  payments for the item cost to be divided.  Sometimes on the Q, I don't want as many easy pays as offered and sometimes I would like an additional easy pay option.  

[OKPrincess]

I like easy pay and if I decide to keep the item I go in to my account and edit the payment. I don't have a QVC card. Do you pay interest on the balance of easy pay? I wouldn't like it.

[SahmIam]

I have a QVC Card and always use Easy Pay. I learned a long time ago that a credit card is something that works for ME, not the other way around. Using my list of requirements for having a card, QVC's only comes up with pros. The moment that changes, I'll close it out but in the meantime, using it and taking advantage of the Easy Pays has been nothing but a win-win for me.

[Sweetbay magnolia]

I like options, so I like being able to choose easy pay or not - and it's very easy to request a full payoff, as others have said, if you wish.

And as @JeanLouiseFinch mentioned, there is a clear record of transactions, under accounts, on the website.

I look at it as a cash management tool.

[jackthebear]

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@mustang66lady wrote:

I wish the Q would do as HSN does.  Often (not always) when HSN offers a Flex pay ( the HSN equivalent to easy pay) you can choose if you want 2, 3, 4 or more  payments for the item cost to be divided.  Sometimes on the Q, I don't want as many easy pays as offered and sometimes I would like an additional easy pay option.  

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you can easily go to your account and apply a payment to as many payments as you want to

[jackthebear]

but many people who are shopaholics... or not too bright....hear “ get this home for only $5.99  or whatever the  first easy pay is....or the host says” buy everything  for just $49 dollars”

I have noticed that in many cases, not all, the ezpay cost is quoted but not the total cost, which is deceptive.

get it home for $6, is different from "get it home for $6 over 5 months at $30 total"

Rachel just now $14.85 gets this home.....

[Harpa]

This "easy pay" is a strange phenomenon...at Q, anyway.

I got an item on "easy pay" and on the bill that item was listed twice: installment 2/3 and installment 3/3.

[TaylorBrown]

I use easy pay as often as I can.  It is no more work or hassle to me and it isn't costing me anything extra.

[Twins Mom]

@JeanLouiseFinch and others: thank you for suggesting checking account. I was just using receipts. Would not use if interest was charged. I really like suggestion of deciding if keeping item and then paying off if keeping for those smaller cost items. I am looking to simplify but keeping accuracy. It bothers me when hosts use the easy pay amount almost interchangeably with cost, giving idea of inexpensive. I have learned to ignore.

[jlkz]

The first time I used easy pay it had several payments.  Since I check all my credit cards against the receipts for each card, when I got to QVC's easy pay I had to mark on the recept how many payments were left.  The unfinished receipt went into next month's receipt collection envelope until zero payments left.

It was really hang when I had several different easy pays to track.